@reddit5378: My family told me the trip was too crowded already, but I noticed $3,700 disappear from my account—matching luggage sets, hotel rooms, and amusement park passes. I didn't confront them. I filed disputes, froze the account, and revoked the travel insurance policy. At the gate, they were denied boarding. My brother texted, "They're saying we're flagged." I sent back a thumbs up.