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@chanohomies:
chanohomies
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Region: US
Monday 20 February 2023 23:18:05 GMT
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Comments
Erza :
You’ve been popping up on my fyp recently almost every other video and I’m down for it
2023-02-21 00:11:14
1
Darth Saul :
i am your 666th follower on IG 😳😈
2023-02-20 23:44:52
0
Sea :
🧎🏽
2023-02-21 00:15:00
0
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השיער🙇🏽♀️#foryoupage #טרוללולל
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When a Debt Is Sold: ♻️ 1️⃣ The original creditor sells the debt to companies like LVNV, Midland, or Portfolio Recovery. What ACTUALLY gets transferred is often just a spreadsheet of basic info (name, balance, account number), not original contracts, statements, or full documentation. 2️⃣. So when you dispute the item, the credit bureaus have to “verify” it by contacting the new owner, and that’s where the chain gets weak 🔗 This is WHY you can successfully dispute things 3️⃣. Why It’s Hard for Them to Prove The Debt: 1. Limited Paper Trail - Collection agencies often can’t produce original signed agreements, billing history, or accurate dates. 2. Data Gets Lost or Mismatched - Errors while in transfer are common (wrong balance, wrong dates, duplicate reporting). So don’t believe everything on your reports are accurate 🚨 3. Bureaus Rely on What They’re “Told” - Credit bureaus don’t investigate deeply, they just ask the furnisher (new buyer) to confirm the data. - If that agency ONLY replies “yes, it’s valid,” the bureau marks it as “verified, even if the info is incomplete or inaccurate ✅ That’s Why MY Step by Step Strategy Works:👏🏼 - When my clients send certified disputes with demand for documentation (via my DIY credit system), the pressure is on: - If the agency can’t prove ownership or validity, they’re supposed to delete the item BY LAW - If the bureaus don’t get proper validation, they must remove it within 30 days per FCRA. 💥Bonus Tip: You want to dispute with both the bureaus AND the debt buyer directly (LVNV, Midland, etc.) using my pre-written letters. That double pressure is often what gets results. If you want this taken care of send me a direct message for my letters & guide Say “GUIDE” so I know you REALLY want my help✅📈 #finance #creditdebt #collections #loophole
ТГК BALEGAMAN #fyp #rage #elbruso #ещкере #pov #futurism
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