@anthonysbakery: What are seller credits? ☝️ Seller credits are limited depending on your loan type. DM me and i’ll send you a cheat sheet for what you are allowed to recieve based on your loan type/ downpayment. 🤝 You can’t use any of the of the seller credit for the downpayment unless the seller is a family member where they are gifting equity. Here are some closing costs your seller credit may be used to cover: - Property taxes - Loan origination fees - Inspection fees - Title insurance - Appraisal fee - Recording fees - Cost of repairs - Mortgage points