@humphreytalks: A new federal ruling starting May 1st has pricier monthly mortgage payments for most homebuyers - in the latest push by the US Federal Housing Finance agency. Under the new rules, high-credit buyers with scores ranging from 680 to above 780 will see their mortgage costs go up – with those who place 15% to 20% down payment experiencing the biggest increase in fees and rates. Under the revised LLPA pricing structure, a home buyer with a 740 FICO score with a 15-20% down payment will face a 1% fee - up from 0.25%. While someone with a 620 Credit Score will get a 1.75% fee discount if they put down 5%. What do you think of this change? #mortgage