Humphrey Yang
Region: US
Monday 24 April 2023 20:20:15 GMT
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Austin Quinn :
Not all my credit cards being maxed out and struggling :) 😂
2023-04-24 22:32:37
565
Noob :
How about having a $3k limit however I pay it off in full like 5 times a month. Is that good or bad?
2023-04-24 20:44:09
128
cb :
what credit cards do you have AND what is your all time favorite??
2023-04-24 21:17:27
34
maureenmhyde :
I just got denied a card for having a lot of available credit and very low utilization. My credit score is over 800.
2023-04-29 18:31:59
8
Ahmed_as2 :
Can I add my brother as an authorized user on my credit card?
2023-04-25 14:26:15
5
Justin Loocke :
Isn’t the 30% rule just a myth?
2023-05-26 00:48:15
4
ANDIIE :
That’s what I doo. I don’t use that much money on my card
2023-06-10 13:30:59
4
The Sum :
Love these credit tips 👏🏽
2023-04-24 21:40:36
5
Todd :
what if the available credit is $5,000 could we use the card for a $2,500 purchase if we pay it off immediately or does that show up as over 30% usage
2023-04-24 20:31:05
4
Research :
they 100% do tell you this. both chase and amex apps literally write that in there.
2023-05-08 16:07:27
3
tovdy :
Love how finance bros don't understand why people are in credit card debt and only pay the minimum.
2023-04-24 20:42:20
3
Cody C-Dot Johnson :
what if you use almost your whole available balance but you pay it off in full each time?
2023-04-24 22:17:29
3
Cyrus Tev :
Credit agencies are the biggest scam in the financial industry. They should be banned.
2023-04-24 20:24:30
2
Nikhil :
How can I increase my credit card credit limit then ?
2023-05-02 03:13:23
2
Ryan L Alexander Credit Coach :
You can actually use 100% of your credit card every single week, as long as paid to zero and report less than 10%
2023-06-01 14:58:54
2
Do It Lady :
lol I did that and chase was like oh looks like your utilization is low, let's cut your limit by 7500
2023-05-02 22:30:52
1
the Baby from Pet Semetary :
What if you’re trying to create account growth though? To be approved for CLI on a card that doesn’t have a very high limit.
2023-04-24 23:17:49
1
Alex :
What about charge cards like Amex?
2023-04-25 05:53:48
1
MrWhiteWalker :
Same here i utilize 2-3% of my overall limit. But i heard from someone working at the bank that doing that barely helps you improve your credit.
2023-05-06 01:58:00
1
Ash Corvin :
What's the point of having good credit now since it only helps those with bad credit.
2023-04-25 20:36:15
1
hello haku ✨ :
Do you only have two credit cards? Have you ever canceled one. I heard that can make a big hit to your score
2023-04-27 08:42:59
1
MintReviewer :
Should I take higher limits? I have like 10k but they keep offering me a higher limit when I don’t need it (large cash balance from a company)
2023-04-27 21:19:00
1
iluvasians123456789 :
how does this rule apply to my platinum card, i have 3 chase cards at 10k limit but there’s no limit on amex
2023-05-19 11:56:30
1
Winter :
can you do an example for $500.00
2023-04-25 04:37:55
1
Donna_AriesStrong 🌻♈️🌻 :
Darn
2023-04-25 03:23:32
1
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