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Thursday 19 October 2023 10:10:24 GMT
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When a Debt Is Sold: ♻️ 1️⃣ The original creditor sells the debt to companies like LVNV, Midland, or Portfolio Recovery. What ACTUALLY gets transferred is often just a spreadsheet of basic info (name, balance, account number), not original contracts, statements, or full documentation. ✍🏼 2️⃣. So when you dispute the item, the credit bureaus have to “verify” it by contacting the new owner, and that’s where the chain gets weak 🔗 This is WHY you can successfully dispute things 3️⃣. Why It’s Hard for Them to Prove The Debt: 1. Limited Paper Trail - Collection agencies often can’t produce original signed agreements, billing history, or accurate dates. 2. Data Gets Lost or Mismatched - Errors while in transfer are common (wrong balance, wrong dates, duplicate reporting). So don’t believe everything on your reports are accurate 🚨 (CONTINUED)….. 3. Bureaus Rely on What They’re “Told” - Credit bureaus don’t investigate deeply, they just ask the furnisher (new buyer) to confirm the data. - If that agency ONLY replies “yes, it’s valid,” the bureau marks it as “verified, even if the info is incomplete or inaccurate ✅ That’s Why MY Step by Step Strategy Works:👏🏼 - When my clients send certified disputes with demand for documentation (via my DIY credit system), the pressure is on: - If the agency can’t prove ownership or validity, they’re supposed to delete the item BY LAW - If the bureaus don’t get proper validation, they must remove it within 30 days per FCRA. 💥Bonus Tip: You want to dispute with both the bureaus AND the debt buyer directly (LVNV, Midland, etc.) using my pre-written letters. That double pressure is often what gets results. If you want this taken care of send me a direct message for my letters & guide Say “GUIDE” so I know you want my help✅📈 #creditdebt #collections #loophole
When a Debt Is Sold: ♻️ 1️⃣ The original creditor sells the debt to companies like LVNV, Midland, or Portfolio Recovery. What ACTUALLY gets transferred is often just a spreadsheet of basic info (name, balance, account number), not original contracts, statements, or full documentation. ✍🏼 2️⃣. So when you dispute the item, the credit bureaus have to “verify” it by contacting the new owner, and that’s where the chain gets weak 🔗 This is WHY you can successfully dispute things 3️⃣. Why It’s Hard for Them to Prove The Debt: 1. Limited Paper Trail - Collection agencies often can’t produce original signed agreements, billing history, or accurate dates. 2. Data Gets Lost or Mismatched - Errors while in transfer are common (wrong balance, wrong dates, duplicate reporting). So don’t believe everything on your reports are accurate 🚨 (CONTINUED)….. 3. Bureaus Rely on What They’re “Told” - Credit bureaus don’t investigate deeply, they just ask the furnisher (new buyer) to confirm the data. - If that agency ONLY replies “yes, it’s valid,” the bureau marks it as “verified, even if the info is incomplete or inaccurate ✅ That’s Why MY Step by Step Strategy Works:👏🏼 - When my clients send certified disputes with demand for documentation (via my DIY credit system), the pressure is on: - If the agency can’t prove ownership or validity, they’re supposed to delete the item BY LAW - If the bureaus don’t get proper validation, they must remove it within 30 days per FCRA. 💥Bonus Tip: You want to dispute with both the bureaus AND the debt buyer directly (LVNV, Midland, etc.) using my pre-written letters. That double pressure is often what gets results. If you want this taken care of send me a direct message for my letters & guide Say “GUIDE” so I know you want my help✅📈 #creditdebt #collections #loophole
Not today mom.. lol #fypシ゚viral #ftpシ゚viral🖤tiktok #fyp #fypシ #fyppppppppppppppppppppppp #ftpシ
Not today mom.. lol #fypシ゚viral #ftpシ゚viral🖤tiktok #fyp #fypシ #fyppppppppppppppppppppppp #ftpシ
@Alex Warren will there be more? 🥹
@Alex Warren will there be more? 🥹
как вам вайб такого видео? #симка #fyp #лерасимка #лерасимонова #2022 #реки #лера #тренд
как вам вайб такого видео? #симка #fyp #лерасимка #лерасимонова #2022 #реки #лера #тренд
Still one of my favorite and best videos to date!!! Who y’all got?!?! 🏆🏀😤 #NBA #fyp #viral #nbalineup #alltime #versus #wadurr
Still one of my favorite and best videos to date!!! Who y’all got?!?! 🏆🏀😤 #NBA #fyp #viral #nbalineup #alltime #versus #wadurr
Quẩy cùng @DIBAO Việt Nam thoaiiii #xediendibao #dibaovietnam #huitdanceclub #hufidance
Quẩy cùng @DIBAO Việt Nam thoaiiii #xediendibao #dibaovietnam #huitdanceclub #hufidance

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