Good info! Dont get stuck paying month to month it’s just like Netflix they will drag you out 12-15 months…. Find an expedited service 😉
2024-01-21 07:49:58
18
Judy :
I have charge off on my credit report. But I am paying $300 a month to Consumer first financial for over 2 years getting no where
2025-09-13 21:26:30
0
_adnyaa :
😂😂😂
2025-10-11 18:52:18
0
dylanmckibbon7 :
🤣
2025-09-25 01:47:23
0
Rollo Lawson189 :
😁😁😁
2025-08-06 23:34:11
0
Eba :
😳😳😳
2025-07-30 05:31:53
0
Christian :
🥰🥰🥰
2025-05-26 21:17:14
0
CW :
Credit card with pin is the easiest way to make quick bucks, mine arrived yesterday from CVVBYTE on telgrm…
2024-04-17 17:14:10
3
Dean Lewis :
Thank's to @soft credit on the TikTok platform for fixing mine swiftly
2024-03-27 10:15:49
1
BaBaGaNoush :
Credit repair companies are required to be licensed in certain states. For California, a license and bond with the CA-DFPI. Visit https://dfpi.ca.gov to check license.
2025-07-16 16:09:29
0
anitaapproval0 :
💞Small business owners Who needs grants to get their business off the ground, housing and personal ‼️everyone is approved, it doesn’t have to be repaid 💯❤️@grant funding organization2024:hello There
2024-05-15 05:32:34
0
user1848740596348 :
I’m paying someone 500 a month to repair my shit right now
2024-01-04 00:57:04
31
CaptainDrea :
I do 5 at a time and it’s been going great for my clients and deleted with their score going up helped a lot of family’s one at a time is a waste
2024-02-05 17:01:21
8
on.d3mond.time :
Credit Repair Organizations Act (CROA) -
Upfront Fee Prohibition
The Credit Repair Organizations Act (CROA), 15 U.S.C. § 1679-1679J, sets federal rules for credit repair companies.
One of its most important protections deals with upfront fees.
Key Rules:
1. No Advance Fees:
A credit repair organization cannot charge or receive any money until after it has fully performed the services it has agreed to provide.
- Example: A company cannot take $500 upfront to "start" your file.
- They may only bill after they have completed the promised work, such as preparing and sending disputes or providing documentation.
2. Written Contract Required:
The company must give you a written contract that clearly explains:
- The services to be performed
- The time frame for those services
- The total cost
- Your rights under the law
3. Right to Cancel:
You have the right to cancel any contract with a credit repair organization within three business days, without any charge or penalty.
4. No False Promises:
Credit repair organizations cannot misrepresent their ability to remove accurate, current negative information from your credit report or guarantee a specific credit score increase.
2025-09-18 21:45:01
0
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