@financiallyfreeleigh: You’re in the habit of spending money from the holidays, you need to abruptly end that and reset. I love doing no spend January because it helps me realize what I actually need to spend my money on, versus what I just want to spend my money on. join me on this fun challenge! ##SmartMoneyMoves##newyearnewme##savingmoneytips##payingoffdebt##PondSt##FinanciallyFreeLeigh##personalfinanceforwomen##nospend##nospendchallenge##nospendmonth##lowspendmonth