Ramsey Solutions
Region: US
Tuesday 09 January 2024 22:38:35 GMT
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Joseph Alford :
I work at a dealership, this is 100% accurate
2024-01-11 15:00:02
355
MON3YGUY :
Take the loan, ask for a discount to do so, and pay it off within 30 days. No interest owed, and you get a deal.
2024-01-10 05:06:52
322
John Fournier :
Why not finance it and help the dealer make you a good deal. Pay it off 6 months later. Everyone is happy.
2024-01-10 01:20:38
26
Jessica Meyers :
Yup same happened to us when we paid in cash. I told them upfront and the guy rolled eyes at me
2024-01-10 00:12:51
0
Philip Smith :
If you’re smart financially and can comfortably afford a payment, lease it. That way you’re not stuck with a depreciating asset for years.
2024-01-09 22:43:53
51
IdahoMelissa :
Finance it and pay it all off on the first payment.
2024-01-11 12:58:50
31
Southern__gentt :
People just don’t have cash like that to pay for vehicles in full especially now..I think the Ramsey crew is still in the good old days 🤷🏽♂️
2024-01-10 06:54:02
11
Dave Dailey :
Just take the loan to get any applicable discounts or rebates and pay it off at the first statement.
2024-01-10 00:31:02
4
Yates :
I bought a brand new duramax in cash and they were so mad about it! 😂
2024-01-11 19:02:00
20
Dan Dormody :
Do you recommend paying off a car with a 7.9 financing rate on a 20k balance? Thanks!
2024-01-09 23:53:12
1
Max and Minnie :
I bought a Lexus cash and they ran my credit for the check
2024-01-10 01:19:14
11
unome_inou :
So who’s gonna give me 40k so I can buy in cash
2024-01-09 22:51:29
1
Bethany Rondeaux :
Ummm doubtful. I’ve bought vehicles cash for my companies and they don’t care. It’s a pretty common event at a dealership.
2024-01-10 05:22:20
8
Fuerza regida :
Should have paid with Credit Card then pay it off - get the rewards points
2024-01-09 22:58:05
24
Vanessa Iris :
Finance for 1 year and then pay it in full, just enough to help your credit score, I had enough to pay cash but purposely build credit with as little intrest as possible
2024-01-10 15:21:48
4
Maggie Chase1 :
As a dealer, cash is not powerful. Fortunately or unfortunately, that is the truth. There are no discounts for paying cash or more sway to be had. Makes no difference whatsoever.
2024-01-20 00:34:42
12
Dinvaco :
No there isnt. Even if u finance a car, the bank writes a check to the dealership in full for the car. Unless u finance with the brand
2024-01-13 23:55:00
3
Shelly 📚 :
I work in a dealership. We don’t mind how you pay. They care more about the turnover of cars so they don’t pay interest on the floorplan.
2024-01-10 08:42:44
5
Quarterican_KJ :
The crazy thing is that if you structure the deal financed first you can get a better deal overall and then you just pay off the financed deal with the cash and enjoy the best of both worlds.
2025-02-19 22:22:15
0
JW :
Plus Finance Charges huge fees.....
2024-01-15 22:14:32
3
Tommy P :
Cash is not beneficial to car dealerships, your best bet for the best price is to finance it and pay it off in 2 months. This isn’t new.
2024-01-09 23:06:05
2
JPM :
That’s a lie…. You can’t finance $1000
2024-01-10 05:17:26
1
GTRkev2 :
Hard to get a good deal when they know there’s no financing and no warranty being sold.
2024-01-14 06:09:21
1
Fat Pigeon :
I had the sane issues
2024-01-10 11:45:43
2
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