@hermoneymastery: 3 of the biggest mistakes i made on my financial journey: -not caring about budgeting or having a good budget that worked for my lifestyle -didnt prioritize savings -took out a personal loan to pay off credit card debt Avoid these mistakes!! Learn how to budget, how to save money, and how to pay off debt and start executing plans ASAP. Times gonna pass regardless… will you still be in the same place a year from now? #budgeting #budgetingtiktok #budgetingtips #budgetingforbeginners #PersonalFinance
I also took out a personal loan to try to pay down my cards. Big mistake. 😭 But I’m working on paying down my cards first, then that loan.
2024-03-25 15:03:51
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P&P Budgets :
I love your content! Thank you for sharing your knowledge. 🤗
2024-03-28 16:09:25
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Alex Yokiel :
Love your guide! I think it so unrealistic for people like Dave Ramsey to say you cannot have any fun money. Just budget for it and you can still
2024-03-25 17:40:44
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Kenisha :
girl this budgeting is so stressful knowing how broke i actually am hahah I wanna go back to not knowing
2024-03-25 19:06:19
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Mama.Love.deals :
I have a question? So I’m trying to stick to a budget. But it seems like everytime you turn around there always something you have to buy, for instance 1. I have 3 kids and need to get Easter baskets
2024-03-25 20:14:22
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None :
Hi, do you think it's possible to save a hundred thousand dollars in ten months? If so any advice?
2024-03-26 02:19:06
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Kay_Jay35 :
I did the exact same but I just got the limit increased on one card to consolidate. Then blew the other cards up. This time I closed the cards that I paid off. I know that is not advised.
2024-03-25 18:50:45
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Talia Marie :
I'm just starting out so I don't even have a safety net. also I'm on fixed income. but I know this is doable for single mothers on fixed income.
2024-03-26 16:29:21
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Maya :
When you create a 0 based budget that means all the money coming in is going out? I always have money left over that isn’t budgeted. Do you have a cushion oh money in your account so it’s not at 0?
2024-03-25 18:35:51
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Megz :
I got a big COVID loan (1%?)bc I lost my business and paid all my cc’s or paid them way down. I switched my career and it was a big win. i did not consolidate and i never use them now. Very rarely
2024-03-25 15:41:19
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Ophelia Crawford :
I was thinking about doing #3 with my credit union which will be a much lower rate than my credit card.
2024-03-25 19:49:10
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Janice Lopez :
My currently situation my second loan to consolidate 😭😭😭
2024-03-26 02:26:47
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Alexandra Boone :
Signing up for credit for the store discount knowing I wasn’t going to get the card🙃
2024-03-25 23:08:08
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Maria Rios42491 :
All of the above and working on getting myself out of it
2024-03-26 01:38:46
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Shawn_74 :
I did two of the three, just getting on track
2024-03-25 18:04:09
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🍿Mae🍿 :
I had a habit of blowing my money, then saying “I’ll get it right back”
2024-03-26 01:00:24
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Talia Marie :
I used to blow all the money within a day or two bc my kids always needed/ wanted something. now that I'm budgeting I know I'm not broke...
2024-03-26 16:27:43
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Sasha :
The consolidation loan was a big mistake. I did this and ran the credit cards back up.
2024-03-26 00:39:55
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eNVy's eNVelopes 🧿 :
So it's actually a good idea to consolidate, then cut your credit cards.
2024-03-26 03:02:17
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Josseline Isabel Wil :
To me budget doesn’t work because it’s so annoying carrying cash and getting cash from the bank… I use cc to charge everything.. any tips to budget when use cc
2024-03-26 12:28:38
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all__aboutmi :
Number 3 got me paying for that mistakes years later. Don’t do it guys! It’s not worth it!
2024-03-28 01:31:44
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💕 🐾luvbeyondshelterwalls💕🐾 :
Ditto
2024-03-26 01:12:32
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Toria Lynn :
Favorite HYSAs?
2024-03-29 13:35:50
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