John A. DeGasperis - Attorney
Region: US
Wednesday 19 June 2024 16:02:18 GMT
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user442177488752 :
it's not about the increase in rates. it's about a 1k deductible that will pry out of you, and then fight you for payment of repairs.
2024-06-19 17:31:44
119
shakeyjake38 :
My rate doubled after a not at fault accident.
2024-06-20 02:00:30
0
Brandon :
Progressive raised my rates after someone totaled my car and i was deemed not at fault lol. Overpaid for insurance for 3 years and got no refund
2024-06-19 22:41:25
13
user8145658595695 :
What if you’re not injured in the crash?
2024-06-19 16:08:20
0
Lavallette :
I filed a claim and my rate tripled. dumped them and moved on to another provider
2024-06-19 17:34:03
36
Matt Wigtil :
Every single time you file a claim that’s your fault - you will get an increase. 100% of the time.
2024-06-20 00:49:00
0
Christian :
My mom has full coverage and I was liable for an accident , our insurance accepted liability but do I send my medical bills to my moms insurance? Or will she have to it out of pocket
2024-09-11 17:33:15
0
JoeR1983 :
got in a no fault accident. my insurance had to pay bc other driver didn't have enough insurance. 2 months after vehicle was fixed my rates went up 300 bucks a year. coincidence hmm
2024-06-20 14:06:05
0
Nate :
Wait why are car insurance rates going up "anyway"? Mine have always decreased every year because I don't have accidents?
2024-06-20 22:46:05
0
Derek :
This is why US car insurance rates are so high compared to other countries
2024-06-21 10:40:44
0
90s Kid Corvette :
I've never been in an accident. Basically only been paying for insurance because it's illegal not to.
2024-06-19 18:08:15
2
B :
yep, all correct.
2024-06-19 21:22:52
0
Get The Win :
We don’t understand either
2024-06-20 17:59:11
0
Drew :
We purchased the product because we weren't given a choice
2024-06-19 19:43:44
1
Jello Nate :
Rates will go up 🙄
2024-06-20 02:44:14
0
Nightman1540 :
If my insurance decides to raise my rates for whatever reason I can leave, And then when I go to find a new insurance company. I can get the best rate possible because I never reported minor things
2024-06-20 01:50:32
0
User980734532 :
My rates have been going down I don’t need Claims’s
2024-06-20 17:09:17
0
LoneWolf7124 :
You’re correct. It’s not May, they Will
2024-06-21 06:16:49
0
Chris :
Bc after 3 claims in a year last year (2 hail back to back in 2 months & 1 where my neighbor hit me) for a total damage of under 4k took my rate from $204/mo to $488 bc I’m now “high risk”
2024-06-19 19:03:27
0
Richard E Patton :
Who is this clown? And who’s paying him?
2024-06-19 17:38:04
3
Peter :
Who are you talking to in this video? You’re always posed like you’re having a conversation with someone behind the camera
2024-06-21 05:32:33
0
Choy Hester :
or don't get insurance and say f the whole system
2024-06-19 18:08:41
0
Matthew Neyer :
Sure, your rates will eventually go up, but they will increase even more when you file a claim. Plus, if you file a claim for every scratch, they could drop you an an insured
2024-06-19 17:44:42
57
FlugeyFlug :
Man idk if it’s really that simple tho..
2024-06-19 17:43:27
22
<\3 :
Because we’re poor and it costs money and the insurance is gonna weasel out of paying. Next question.
2024-06-19 17:39:53
15
user030104010505 :
This guy legit knows just enough to SOUND smart about insurance. 😂 Been in insurance since ‘01, this is bad info.
2024-06-19 18:18:17
6
user2767464950693 :
I’m not sure you understand how insurance rates work 🤔 Simple example: file a claim and lose safe driving discount. Rate wouldn’t have “gone up anyway”…
2024-06-19 16:45:05
5
Ro :
Second of all yeah lol get a personal injury attorney and you’ll make a lot more than $1k on that
2024-06-20 02:00:21
4
TimeTraveler.Y.2253 :
They increase the rates on top of the increased rates that are already going to happen. Cmon bro weak argument
2024-06-19 22:56:13
3
Killian Fritz :
It's the deductable, not the increase in rate!
2024-06-19 17:52:58
3
Slimtech :
This guy is an idiot. If you file a claim, your rates go up out of proportion because your risk went up in their algorithm.
2024-06-19 17:43:26
3
Crowraiven :
This is terrible advice.
2024-06-19 17:40:54
3
r0nnd0gg :
because your rates will GO UP PERIOD
2024-06-20 12:53:56
2
The Kimberly Anne :
This is reckless advice sir.
2024-06-19 19:49:22
2
El_Druderino :
😂😂😂😂 bro what are you yapping about
2024-06-19 17:30:44
2
Jay_Q_ :
You are 100% right your rates will go up overtime. if less then $1000 worth of damage I would not report to insurance that would get you one step closer to the insurance company dropping you.
2024-06-21 13:50:27
1
Duca time :
Your rates will most definitely go up
2024-06-20 15:45:40
1
Jason Sims :
Yea this isn’t correct
2024-06-20 05:09:19
1
Nick James Davey :
Bet your ass I’m using my insurance otherwise you’re burning money.
2024-06-20 04:35:17
1
motocheez12 :
this is bad info
2024-06-19 22:09:28
1
Chris Vomund :
You clearly don’t understand actuarial science and insurance regulation.
2024-06-19 20:29:56
1
Doug Crandal :
Yep. Mine has gone up every year even though no accidents in over twenty years 😒
2024-06-19 17:44:34
1
ZA662 :
Fake “podcast”
2024-06-19 17:31:05
1
TM :
fraud all the way
2024-06-19 16:12:35
1
Nazar Salamahka :
Rate increases and also if the damage is less than 1500-2000, the diminished value Isn’t worth it better off paying out of pocket
2024-08-03 03:20:17
0
izayuhlol :
not true my insurance has only ever gone done
2024-07-24 06:18:36
0
Dr. Mickelson :
For business we don't file because there is very few affordable companies in the oil and gas industry. They will drop you and you are screwed.
2024-07-13 01:15:39
0
dylanchabino :
It might help to get advise from an insurance agent before asking attorneys. Agents aren’t attorneys and attorneys aren’t agents….
2024-07-12 03:04:24
0
tigbitties :
lies. if you get into am accident that was determined to not be your fault, your 100 percent gonna end up with a higher premium
2024-06-29 23:59:07
0
andyycamacho_ :
Been there done that. It does go up
2024-06-27 22:39:09
0
stockbroker :
Some don’t want to pay a $500-$1,000 deductible for say a $1,200 repair, incurring a 20% premium increase for the next 3 years
2024-06-25 01:05:37
1
Do Hoa :
your deck your rules
2024-06-24 13:15:43
0
Keller :
This is the worst financial/insurance advice I have ever heard. “You already payed for the premium” -yeah, for six months, once that’s done rates raise.
2024-06-23 16:21:12
0
Jacob Reiner :
State Farm dropped me completely all because of 2 windshields and 2 tows…
2024-06-23 00:30:14
0
lumpy.soap :
Filed a claim for a fender bender. Rate went from 190 to 260. Switched providers and got it to 180 for same coverage.
2024-06-21 05:37:49
0
MidwestFarmer :
I’m 22 years old and im getting bitch slapped and humiliated by insurance companies all because of my age
2024-06-21 03:14:29
0
Pvilleinsman :
this guy has no clue at all....
2024-06-21 03:05:24
0
laughingman788 :
I got nailed by a staples box truck running a red light. Called both insurance companies. That situation resolved with me owing a $1,000 and no car
2024-06-21 02:53:55
0
Cole :
I don’t think you should be giving insurance advice when you don’t work in insurance. You’re just spreading misinformation at this point…
2024-06-21 02:47:42
0
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