@ramsey.solutions: Little Known Fact:   Credit scores are not necessary to get the things you want and need in life. They are actually a trap to keep you in debt.   If you have actually money, you don't need credit. If you don't have the actual money, you can't afford it.     and by the way...When you don't borrow money, your credit score is zero, and you can still get a home with a zero credit score. It's called manual underwriting, and it's awesome! #credit #creditcard #creditscore #parenting #parentingtips #moneytips #moneytok

Ramsey Solutions
Ramsey Solutions
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Region: US
Thursday 19 December 2024 23:37:59 GMT
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gracyn.fayth
Gracyn Green :
Love the Ramsey show but the view on credit scores is outdated. The world runs on it. Most apartments REQUIRE a minimum score and the ones that don’t you don’t wanna be in
2024-12-20 15:47:52
153
femmy_nl
Fem :
In the Netherlands we don't have a credit score. Just an institution that registers all your debt. No registration = no debt. It's insane that you need debt first just to 'prove' you can handle it.
2024-12-20 10:05:11
12
suehuber21
Sue H :
Too bad, this whole world works on a credit score. The system sucks BUT most banks only care about a credit score
2024-12-20 01:26:16
34
carolshultz0
Carol Shultz :
The world doesn’t work like that
2024-12-21 12:20:41
32
xavierkanji
xavier :
pls reply
2024-12-20 00:01:09
2
curtw54661
curtw54661 :
who cares what she thinks if he can't get approved for much in the future?
2024-12-20 05:14:25
5
elenitaladivaguer
@SOYANELETEXMEX💜 :
Not agreed with her
2024-12-19 23:57:39
3
annabuttgen0
Anna Buttgen :
Ohhh to be rich enough that a credit score doesn’t matter. Sigh
2024-12-20 21:28:43
19
conners32
Conner Smith :
My very first apartment out of college required both a minimum credit score and proof of income. You need more than just money to get some things.
2024-12-21 02:46:00
5
michellemagruda
michelle1b :
You HAVE to have a credit score to rent or buy a house, car, etc. Not many people can pay cash for those things
2024-12-25 11:32:31
23
bitsy.r
Bitsy :
I don’t exactly agree. At some point you’ll need your credit to buy a house, rent and insurance agencies use it.
2024-12-23 20:18:21
4
gil7660
Gil :
She didn't ask whether you believed in credit scores. Why?
2024-12-21 00:31:46
4
patricek3815
Mrs.Whitlow :
Right, I pay my bills pay rent on time so idc about credit score.
2024-12-22 05:00:55
4
yrod07
YRod07🇨🇺🇺🇸 :
I told my son at 13 that whatever he saved (bday$, etc) now til he had his license we would match for a car. He saved $3800!🤯I “sold” him my car (6yr old, 40kmiles/new. Put that $ in savings for latr
2024-12-25 06:01:34
7
luvjess.xoxo
luvjess.xoxo :
To even get the bare minimum, basic apartment they still require a good credit score/record to obtain that apartment. The world is evolving and we must adapt to the technology bc they run off of it
2025-01-04 13:22:04
0
felipebaby1
Felipebaby :
Learning how to manage money is essential. Maybe get a charge card that has to be cleared every month as credit cards offer better consumer protection
2024-12-20 10:30:58
1
samanthac1099
Samantha Vest :
I would love to know what their credit score is
2024-12-29 16:47:21
0
tmatershow
Tmater Show :
My thing with credit cards and credit. Two reasons for it. Extra Emergency funds, or the less smart thing to do, advanced payment. Using the card to buy something today when you get paid tomorrow.
2024-12-27 12:38:20
1
slim9112
Sam Bamber :
I’m just out of an iva and want a 0% purchase card lemme know guys where I can find one I hate paying interest on my insurance 🤣
2024-12-20 17:02:04
2
marinemom07
marinemom07 :
It really makes me mad if you have insurance vehicle and all that goes on your credit score and not how you you do your stuff
2024-12-21 04:58:04
1
patthompson179
patthompson179 :
your insurance cost are based on credit scores.
2024-12-26 03:29:01
1
shawnvestey
shawn vestey :
I understand the dealing with debt part of a credit score but it’s also proof of trustworthiness even without the debt part
2024-12-26 17:07:25
1
meaux504
Meaux T.💃🏻🌹 :
I put my son as an AU on my credit card at 15. So by 18, he’ll have credit built by 18. However, he has a huge nest egg & trust built since birth. He’ll be 18 in February. He won’t need a CS or credit
2024-12-25 03:06:30
2
user9554401077437
user9554401077437 :
I don’t have a credit score I own my own house and car I never borrowed money in my life I save like crazy if I don’t have money cash I don’t buy it
2024-12-22 10:21:10
1
mzzpositivity
MzzPositive :
Buying a car, house or leasing an apartment is based on your credit score. Especially, if you want to live in a descent neighborhood
2024-12-27 22:44:30
3
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