@ramsey.solutions: Your FICO score isn’t some magic key to homeownership. People were buying homes long before credit scores or AI ever existed. Here’s the truth: If you get a 15-year fixed-rate mortgage with at least 10% down, you’ll qualify for the same interest rate as someone with ‘excellent’ credit, even without a credit score. Yep, you read that right. You don’t need debt to win with money!🏠 #creditscore #buyingahouse #homeownership #moneytok #homeowner #moneytips
I’m not a financial advisor by any means but even if you saved up and bought a house in all cash I feel like that takes all your liquid. I say get a credit card and be disciplined to build your credit
2025-01-30 01:50:31
36
Tim McCarroll | 613-875-0045 :
Unfortunately, this is not the case for Canada. I work as a mortgage agents and unfortunately you do require credit score
2025-04-10 01:45:36
0
Beard Raju :
19 almost 20 and I got a credit board at 18 WORST MISTAKE NEVER I have no debt now and going to college on scholarships and grants
2025-01-29 23:29:39
8
Ty :
As an underwriter, you want a good credit score. It’s not going to hurt you to have a 700+ score.
2025-02-01 17:30:48
4
Nicole Hope :
What is your position on needing to borrow for things like unforeseen medical emergencies? Would you need credit then?
2025-02-23 01:55:22
0
Talisman70 :
How do you book a hotel or rent a car without a credit card?
2025-02-19 23:58:30
0
Mah-Mood Okasha :
😂😂😂
2025-06-08 12:48:24
0
Mason Thoennes :
@avab152
2025-03-07 03:43:57
0
Arcelia111463 :
😂😂😂
2025-02-19 15:43:51
0
The Ramsey Show Highlights :
😍😍😍
2025-02-05 08:25:15
0
Joseph :
This whole "don't build credit cause debt is bad" mantra is just unrealistic for anyone starting out in modern day America.
2025-02-01 00:43:15
2
DB :
You're not going to qualify for 3 to 3 percent down with a no score
2025-01-30 00:42:21
0
LINA18RINCON :
I really appreciate your guidance and strategies I made a profit of $41k via crypto trading, God bless you @Jennifer Hawkins|
2025-01-30 00:03:07
0
unome_inou :
I have an 800 credit score at 21 with no debt. It’s not about the credit card, it’s about it the person using it
2025-02-02 18:15:44
7
Mikon :
I AGREE! Don't get a credit card!!
2025-01-30 20:08:47
5
cbgtgi :
credit score is like the most American thing I can think of.
2025-01-29 23:29:10
5
user9287288756177 :
Worst thing I did was get my son a debit card, then he got a credit card. I bailed him out twice. I said no more. He still carries a balance on credit cards😡
2025-02-01 03:52:55
3
shaunflorke1991 :
go get a credit card be SMART use it just for gas for the month when you get gas take that total out of your bank in cash or transfer it to a fairly hidden account at the end of the month pay the card
2025-02-01 15:42:48
1
James E. Kull :
I BLESS THE DAY I FOUND YOU @Andrew D Mullins AFTER YOUR TEACHING I AM NOW DEBT FREE,
2025-01-30 12:00:48
1
RC :
My credit score is 817 no debt, best of both world! i do have a credit card that i treat it as a debit card, use it for everything during the month , and pay it FULL at the end of it.
2025-02-23 00:04:21
0
Erin :
Thanks for this!!! 😳😳
2025-02-12 04:07:31
0
JoshBeam12 :
😂😂😂
2025-02-07 00:16:09
0
kenzalnold :
Trading and investing is believing and winning in your mind even before the profit starts coming utilize the JACKBOT algo system and make profit all handsfree@Jacksen Verduls
2025-02-04 19:17:32
0
Crystal Taylor Benson :
Trading and investing is believing and winning in your mind even before the profit starts coming utilize the JACKBOT algo system and make profit all handsfree @Jacksen Verduls
2025-02-03 22:54:53
0
likemikekicks.dxb :
🔥🔥
2025-02-01 08:26:04
0
Joseph :
And manual underwriting is still borrowing money, just at a much higher interest rate than someone who (wait for it) has good credit. 👏
2025-02-01 00:44:47
0
@aas :
@Caleb Hammer thoughts?
2025-01-31 15:47:12
0
Rachaelkhatrina :
I WILL KEEP TESTIFYING ABOUT HOW YOU CHANGE MY LIFE FINANCIALLY AROUND @Andrew D Mullins AND NOW I AM DEBT FREE