@realbraidenshaw: The worst time to plan is after you need a plan." A couple of years ago, when I first started making real money, a mentor from my basketball days told me: "True wealth creation is about risk mitigation. Think through every scenario and solve as many as you can." That stuck with me. It applies to investing, but really, it’s the foundation of every smart financial plan. I’ve seen too many families blindsided by an unexpected loss—left grieving and scrambling financially. That’s the last thing I want for my family. The crazy part? Life insurance is cheap. Yet 41% of Americans don’t have it. If you’re married, have kids, or carry major debts like a mortgage, you need term life insurance. General rule of thumb? 10x–12x your annual income. And it’s not expensive—just $1–$2 a day. Whole life? Unless you’re a high earner using it for infinite banking, it’s not worth it. Most people just need simple, affordable term coverage that guarantees their family is taken care of—no stress, no GoFundMes, just peace of mind. Drop "LIFE" in the comments, and I’ll send you my favorite place. Don't have to get medical exams, policies up to 2M, it is honestly like a 10 min process!

realbraidenshaw

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Wednesday 05 February 2025 23:44:11 GMT