@clevercapitalfreedom: Here’s What They Must Have: 1. Original Contract or Agreement Signed credit card agreement, loan documents, service contract, etc. Should include your name, the terms, and your actual agreement to repay. 2. Chain of Custody (a.k.a. Assignment History) Paper trail showing how the debt was sold or transferred from the original creditor to the current collector. Must include all previous owners if it changed hands multiple times. 3. Proof of the Amount Owed Breakdown of how the amount was calculated (principal + interest + fees). Must match your records and be itemized.

Clever Credit Guy
Clever Credit Guy
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Region: US
Thursday 10 April 2025 12:16:28 GMT
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jamesbond202022
Jamesbond :
Shoot me a dm. I bought the coffee /letters but can’t access them
2025-04-10 12:58:13
2
chickydoxiemama
ChickyDoxieMama :
FL law is limited on how they have to prove a depth FL ignores fed law. I just went thru this. I was complemented on my paperwork etc. and then she smiled and placed the judgement in me. this is a
2025-04-10 15:26:16
1
funnynjcatguy
Droney Island :
Can’t they simply be hired to collect
2025-04-13 01:50:18
1
pbbaby0
pbbaby0 :
I tried to do this and I sent it through them and they still sent it to Experian and then I disputed with Experian three times asking them to provide the documentation and they did not do it and
2025-04-11 00:00:53
1
lboogie110
LA :
I have a case w/LVNV that’s been postponed 90 days. I asked for purchase agreement chain of custody etc. he said he can’t give the purchase agreement bc it’s a conflict.waiting for docs be sent
2025-04-10 21:24:19
2
adeeyjoseph
adeeyjoseph :
Hi I was sent a letter can I get to talk with you?
2025-04-10 13:21:13
4
fedibear
Fedibear :
does that go for mortgages also?
2025-04-11 12:07:52
2
nenaxo.27
Nancy :
I tried to message you but it didn’t go through.
2025-04-12 06:30:19
1
capricarey
CapriThaBarber :
doesn't matter if tha own tha debt u never had a contract or agreement with thm never pay
2025-05-02 05:29:55
0
infusedcookiewitch
Lyssa :
what if it’s been more than the 30 days of contact? can I still send a validation?
2025-04-10 12:46:17
2
tiffany.mariahhh
tiffanymariahhh :
I tried to dispute with midland and they said the debt is mine. Is there anything I can do or should I just settle
2025-04-10 14:19:33
4
petalsandsugarbakery
petalsandsugarbakery :
So they sent me the original papers from capital one, but none of them had my signature. What recourse do I have, do I have to sue them?
2025-04-15 21:36:44
1
beyouvip
BeYOU :
is this more for student loans or credit card debt?
2025-05-25 14:22:09
0
andymusic2465
Andymusic :
What if they have it? Why nobody answer this?
2025-05-01 09:12:08
0
optimisticnow
Kirk R :
@Kirk R:so, in a law suit the plaintiff says it's xyz bank and attorney is abc law ( a debt collector) is this a lie?
2025-04-10 13:21:19
1
jenniferbarrera135
Jennifer Barrera1325 :
How do I reach you by phone
2025-04-11 13:46:53
2
dorsan111111
Carrie 🇺🇸 :
Can you say all of this when you dispute via apps? Or does it have to be a letter to the company?
2025-04-12 00:47:47
2
lboogie110
LA :
2/2 what do I use court to win for him not providing the purchase agreement because I know he won’t send it to me.
2025-04-10 21:25:01
1
reaperz069
WendyBrown 58 :
🥰
2025-04-15 05:10:03
0
travelswithhannah
travelswithHannah :
thanks for sharing this, it's so important
2025-04-15 22:52:08
0
lionhartgirll
AJ :
Serious question HOW can they sue for the total amount when they paid pennies for the debt? This is fraud
2025-04-13 23:10:04
1
cupcakesophee
sophie :
Can you do a video about double debt please? Charge is written off/charge off but LVNV also claiming the debt. Many companies do this. Thank You
2025-04-15 07:41:32
2
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