@ireneapls: 💝#yoga #12dancingprincesses #barbie

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Sunday 20 April 2025 10:08:15 GMT
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veronikahin
veronikamu :
😍🥺
2025-06-10 11:28:15
0
shabeellaa
shabeellaa :
Halo boleh info ini dmn kls yoga nya?
2025-04-20 15:08:37
0
ahmadahmad9900
/ AHMAD JANJUA😎🦅 :
❤️❤️❤️
2025-04-20 13:56:40
0
ahmadahmad9900
/ AHMAD JANJUA😎🦅 :
🔥🔥🔥
2025-04-20 13:56:38
0
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1. Keep Living Below Your Means (Even After the Debt’s Gone) Why it matters: You already know how to stretch a dollar. The mistake many people make after becoming debt-free is lifestyle inflation — upgrading everything just because they “can.” ✅ Tip: Maintain the same budget (or close to it) you used while paying off debt. Funnel the extra money into savings, investments, or a side hustle. ⸻ 2. Build a 3–6 Month Emergency Fund Why it matters: Debt often starts when life throws a curveball — job loss, car trouble, medical bills. An emergency fund keeps you from falling back into the debt trap. ✅ Tip: Start with one month of expenses and build up to 3–6 months in a high-yield savings account. ⸻ 3. Invest Early and Consistently Why it matters: Time is the most powerful factor in building wealth. Investing $500/month now beats trying to invest $1,000/month later when you’re older. (COMMENT - if you want me to share a video on how investing works) ✅ Tip: Open a Roth IRA or 401(k) (if you haven’t already) and automate contributions. Index funds (like S&P 500 ETFs) are a great, low-fee starting point. ⸻ 4. Track Your Net Worth, Not Just Your Income Why it matters: Income is temporary — assets are what build freedom. Knowing your net worth gives you the full financial picture. ✅ Tip: Use a spreadsheet , track assets vs. liabilities each month. Comment if you want me to share my tracker I use⸻ 5. Stay Focused on Goals, Not Just Money Why it matters: Money is a tool, not the end goal. Without direction, you’ll either overspend or feel like it’s never enough. ✅ Tip: Ask yourself: 	•	“What kind of life am I building?” 	•	“What do I want my money to do for me in 5–10 years?” Let those answers guide your saving, investing, and spending. ⸻ 6. Don’t Forget to Enjoy Some of It Why it matters: Burnout is real — and can lead to reckless spending later. You’ve worked hard, so find a balance between discipline and reward. ✅ Tip: Open and use Credit Card points to travel - I use the @Capital One venture card -link in bio , I HAVE NEVER PAID FOR A FLIGHT IN MY LIFE. I get to travel for free! ⸻ You’ll achieve something most people never do. But building wealth is a long game. Keep reading, learning, and surrounding yourself with financially-savvy people. And remember: staying consistent beats being perfect. ✨follow and share if you want me to make more finance videos #money #finance #debtpayoff #moneytips #savingmoney
1. Keep Living Below Your Means (Even After the Debt’s Gone) Why it matters: You already know how to stretch a dollar. The mistake many people make after becoming debt-free is lifestyle inflation — upgrading everything just because they “can.” ✅ Tip: Maintain the same budget (or close to it) you used while paying off debt. Funnel the extra money into savings, investments, or a side hustle. ⸻ 2. Build a 3–6 Month Emergency Fund Why it matters: Debt often starts when life throws a curveball — job loss, car trouble, medical bills. An emergency fund keeps you from falling back into the debt trap. ✅ Tip: Start with one month of expenses and build up to 3–6 months in a high-yield savings account. ⸻ 3. Invest Early and Consistently Why it matters: Time is the most powerful factor in building wealth. Investing $500/month now beats trying to invest $1,000/month later when you’re older. (COMMENT - if you want me to share a video on how investing works) ✅ Tip: Open a Roth IRA or 401(k) (if you haven’t already) and automate contributions. Index funds (like S&P 500 ETFs) are a great, low-fee starting point. ⸻ 4. Track Your Net Worth, Not Just Your Income Why it matters: Income is temporary — assets are what build freedom. Knowing your net worth gives you the full financial picture. ✅ Tip: Use a spreadsheet , track assets vs. liabilities each month. Comment if you want me to share my tracker I use⸻ 5. Stay Focused on Goals, Not Just Money Why it matters: Money is a tool, not the end goal. Without direction, you’ll either overspend or feel like it’s never enough. ✅ Tip: Ask yourself: • “What kind of life am I building?” • “What do I want my money to do for me in 5–10 years?” Let those answers guide your saving, investing, and spending. ⸻ 6. Don’t Forget to Enjoy Some of It Why it matters: Burnout is real — and can lead to reckless spending later. You’ve worked hard, so find a balance between discipline and reward. ✅ Tip: Open and use Credit Card points to travel - I use the @Capital One venture card -link in bio , I HAVE NEVER PAID FOR A FLIGHT IN MY LIFE. I get to travel for free! ⸻ You’ll achieve something most people never do. But building wealth is a long game. Keep reading, learning, and surrounding yourself with financially-savvy people. And remember: staying consistent beats being perfect. ✨follow and share if you want me to make more finance videos #money #finance #debtpayoff #moneytips #savingmoney

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