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@wahidullah2000:
khan Sabawoon
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Region: AF
Wednesday 23 April 2025 07:04:07 GMT
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mohammadnoori105 :
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2025-04-23 16:01:03
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قلندرباچا :
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2025-04-23 09:45:17
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لالالا :
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2025-05-07 04:17:37
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عاجزه کندهاری :
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2025-04-26 11:27:08
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Many of My NRI clients are faced a common problem. Some Indian bankers' intentionally or unintentionally, miss-sold financial products to them, and in many cases now no going back. Here are 4 things you should remember when you do a transaction with Banker as NRI: 1. Bankers are not tax or FEMA experts: NRIs taxation rules and FEMA regulations direct most financial transactions for NRIs. Bankers may not understand the DTAA between your country of residence and India. This can not only reduce your returns, also can put you in compliance risk. 2. Bankers are not accountable: Bankers are not SEBI or AMFI registered advisors. They may not have comprehensive have knowledge about all the financial products available in the market and your financial background. Bankers are not accountable for what they sell or what they suggest. 3. Bankers have targets to meet: When you visit a bank, they may push FDs, ULIPs, and endowment plans, presenting them as the best financial products tailored for you. Because they have targets to meet in sales and also can earn up to 15-30% commission on many products. 4. Bankers get transferred or replaced: Financial planning is a long-term activity, but most bankers think short-term, sell the product an go away.because they know banker or relationship manager get replaced after some time. So get an independent financial advisor who knows NRI finance, Taxation and FEMA when you are NRI.#nri #indiansaborad #nriservices
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