@marcelwasserman: Financial management means controlling the flow of money inside your business with intention — ensuring every cent serves your future stability and growth. Financial mismanagement is the opposite — letting money pass through your business without structure, hoping the highs will cover the lows. Most businesses get trapped in a broken cycle: Client pays → Business earns → Owner and staff work → Business delivers service — But the business forgets to pay itself in the form of reserves. Without reserves, high-income months lead to overspending, and low-income months turn into a scramble for survival. Reserves are not a luxury — they are oxygen for your business. If you don’t build them intentionally, you’re gambling your future on hope instead of planning. Learn how to fix this flow and master true financial management. (And if you want to access the reserve-building templates we use, join my community — link in bio.) ⸻ Hashtags: #financialmanagement #financialfreedom #cashflowmanagement #businessfinance #entrepreneurship #smallbusinesssuccess #moneyflow #profitfirst #financialstrategy #buildreserves #businessmentor #lanternway #southafricabusiness #entrepreneurmindset #moneygame
Awesome but let’s talk about the “reservations tank” - Do it form part of insurance or expense or what? How do we setup this system Marcel?
2025-10-05 11:29:43
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Kish Cleans :
this is helpful.
I use 60-30-10 rule.
30% I pay myself
10% reserve
60% pay staff and utility
2025-04-28 14:01:25
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Amantle Madi :
This was so educational. Thank you so much ! Are you able to touch on systems (say for a manufacturing business) that the business needs to put in place ?
2025-04-26 14:33:12
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shugar :
Thank you very much, you're wonderful.
2025-07-23 10:42:05
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Taslim :
meaning VC funds can be seen as a reserve ?
2025-07-12 10:56:15
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Cvelix😀 :
the problem is when there is no income or low income for a long time and you don't have reserves anymore. what then?
2025-04-26 15:00:30
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The financial literacy hub :
This video is very informative 👏
2025-06-30 16:19:45
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zacharia_shao.10 :
nobody told about risk
2025-06-08 08:32:14
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Bhekizulu Da Guru Dyani✌️ :
So there is a legend who came straight to coments and won't say anything, hallo legend😹😹
2025-07-12 06:17:10
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Laura Lagertha 🇿🇦 :
Are you reserve just a business saving account? How is that reflected on your financials?
2025-05-30 10:46:41
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••>H3RM4N<•• :
Coming from an accountant, wayyyyyy easier said than done sir. 😅
2025-07-02 05:53:04
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user107924037964 :
I like this
2025-08-28 23:27:41
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Rodney C :
Some universities or classrooms lack the layman's simplicity you have just put across so effortlessly
2025-07-18 19:57:34
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cebron :
Explain the reserves your meaning
2025-05-20 10:00:26
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popsmoke fan :
so triple the reserves and your good off season right?
2025-07-05 05:34:19
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maboyzana :
This is wat we need on tiktok 🙏🙏🙏🙏🙏
2025-07-17 10:40:18
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Piyason Simon :
powerful thanks
2025-07-02 16:56:43
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happistore256 :
Reserves is what we call retained earnings
2025-05-04 10:20:44
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mr.myles23 :
should the reserve be in the companys account or personal......
2025-06-23 16:42:11
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👑Msholozi :
retained income. for expansion in the future or we can just make shareholders happy at the cost of business growth
2025-07-03 16:10:22
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dreamer :
thank you...trinidad
2025-04-27 12:08:42
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EZE BENSON :
Thank you sir. Just learn something new. I have made mistakes in business and it’s affecting everything now. Now l understand. MISMANAGEMENT 🤔
2025-05-07 21:53:31
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Phumi :
wish you can help with microeconomics
2025-04-29 11:43:01
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Royalty 🙏👑❤️ :
Is the reserve another form of investment or it's a savings account?
2025-05-23 18:48:55
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TMahlangu1269 :
Marcel, you explained this like PRO.
Many thanks for the simple basic lessons that any person can understand. thank
2025-07-16 13:14:47
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