@ramsey.solutions: Loaning money to friends or family doesn’t help — it complicates everything. When you become their lender, it changes the relationship. If you want to help and can afford it, give — don’t loan. And make sure it’s a gift with no strings attached. 💸

Ramsey Solutions
Ramsey Solutions
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Sunday 18 May 2025 15:00:00 GMT
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user4800225682452
paul :
If you wanna lose a friend or family help them financially...learned that the hard way.
2025-05-19 02:31:32
16
vvwww41
Capitalist :
once you lend a friend or family money, consider it donated.
2025-05-19 01:59:32
62
draco.nighthalk
Draco Nighthalk :
that's why I never lend to friends. I just give them what help I can afford. I can't starve my kids to help a friend. I can only get rid of unnessisary expenses like cable TV or subscriptions possibly cancel a vacation to help them. but never have them pay you back. a gift is not something you take back.
2025-06-05 00:54:33
0
sarahbroum
sarahbroum :
I’ve always told my kids, if you loan money to someone make sure you don’t rely on that money, consider it GONE. And be ready to accept that.
2025-05-18 15:12:15
142
annbannarama
Anna Therese :
100% disagree. I never "loan" money. it's given with zero expectation of repayment
2025-05-19 04:42:24
17
jamesglenn379
James Glenn :
Know who you loan your money to. Some will pay you back, some won't .
2025-05-19 17:53:42
6
monkeygirl1956
Monkey Girl :
Don't loan family money either. You can kiss that money goodbye.
2025-05-19 04:03:41
20
dutchpedro
user4166980033617 :
So true , learned this the hard way
2025-05-18 15:55:07
2
ultramarine250
Ultra Marine :
Never loan money to a friend, unless you can afford to lose them both.
2025-05-28 02:53:44
0
mark_hutchinson04
Mark Hutchinson :
Money changes relationships - what was a personal bond becomes a business arrangement with emotional interest. Better to say 'I can't loan money but I can help you brainstorm solutions' - preserves the relationship while setting boundaries.
2025-05-18 15:52:35
8
mayamagda08
MayaMermaid :
I don’t believe in this strategy- I have loaned both ways money and were paid back - the bond is stronger. We can have each other’s back and be dignified.
2025-05-19 01:04:13
12
smith_lorena_
Smith Lorena :
Loaning money to a family member is a trap, and I advice anyone to stay away from it as fast as possible.
2025-05-19 16:32:57
6
alwayitmrus
alwayitmrus :
I like the way Kevin O’Leary approaches this. You don’t loan them money you give them the money under one condition that they never come back and ask you for money again…..✌🏻
2025-05-18 22:53:54
7
iamjoshua_gates
Joshua Gates K :
facts. i asked my aunt for 900 $ to go and complete myCollege she gave it but i feel uncomfortable though she never asked for it
2025-06-01 06:10:16
0
stevarneo
Ste🇬🇧🏴󠁧󠁢󠁥󠁮󠁧󠁿 :
never lend a friend money if the banks don't think they are safe bet you definitely shouldn't
2025-05-19 15:24:37
4
sodre356
sodre356 :
Well said sir!!
2025-06-08 09:36:22
0
welcometomadland123
AS :
Lent a friend £1000 in 2001… still waiting
2025-05-18 23:48:17
3
christinaforkumgolz
Christina :
Yes, Sir! So true!
2025-05-18 23:33:17
5
hepa_mann
Bola Owolabi :
Hmmmm, some years back, my close friend lent me large sums of money on at least three occasions. He never acted differently to me throughout. Neither did I to him. I paid every penny back plus some. We were and remain best of friends to this day. Different goose for different gander.
2025-05-19 08:22:12
1
zahraelharden
زهراء حردان🇵🇸 :
I totally agree
2025-05-18 17:17:17
5
tikicktokock
tikicktokock :
My husband said it the other way around: When somebody owes you money they own you. They have something of yours that you want back and you think about it all the time and probably more than they do.
2025-05-18 23:18:28
7
sandyb640
sandyb640 :
“Neither a borrower nor a lender be; for loan oft loses both itself and friend…”Shakespeare
2025-05-18 15:34:09
11
sss86030
Sss :
I just gift it . Once only
2025-05-19 00:46:13
4
odud.miah
Odud Miah :
So true. If someone owes you money, and then book a holiday, you'd feel a bit different, versus if they didn't owe you money.
2025-05-19 16:18:16
4
j.b2920
j b :
You loan it with the intention of never getting it back… Friendships are more valuable
2025-05-19 02:07:59
2
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