@chelsea.winstead: We are likely going to see a rate drop by end of year & definitely by end of next year. If you are using down payment assistance - there is a high chance you won’t have enough equity built up on your home to be able to take advantage without having to pay that money back! Second, if you do a permanent rate buy down & then rates naturally drop - you don’t get any of the money back that you paid for to get the lower rate. If it were me, I’d want to be ready to refinance when the market adjusts in a way to get that lower rate! P.S. if you’re looking to buy on the east coast - I would love to make a game plan with you! If you are looking to sell on the east coast - I would love to be the preferred lender on your Zillow listing & will work with your agent to help create a pricing strategy to get your home sold! DM me or text me anytime & let’s chat! 🙏🏼👯‍♀️ #housingmarket #housing #realestate #buyingahouse #interestrates #economy #nc #va #tn #sc #fl #ga #nj #pa #de #dc

Chelsea Winstead
Chelsea Winstead
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Region: US
Wednesday 11 June 2025 02:33:13 GMT
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sammiejgutierrez
Sammiejgutierrez :
We’re starting to purchase a home we offered a 5.125% rate with a 0 down and we have cover 2-3k for closing costs down in south Florida as first time home buyers. Does that sound right to? It kind of seems to good to be true to me :(
2025-06-11 17:29:11
15
caseysfa
Casey :
Can you help with refinance options?!?
2025-06-11 02:57:44
5
tiyagifts
Tia’s gift :
Interesting 🧐
2025-12-03 18:24:57
0
cherylmyersrealtor
Cheryl Myers :
Love the great info!
2025-09-04 19:46:02
1
nurse_t1
Tifff :
I’m interested in finding out about ARMS
2025-06-12 01:08:20
2
wtfdikwiaa
Miller LaMotte :
I watch your videos EVERY day. Thank you for sharing your insight and advice!
2025-06-11 03:30:51
31
katflowerfarms
Kat🌸 | Flower Farmer 🌻 :
Me crying as we out grew our 2.6 rate. To hear 6.7 🥹🥹 almost triple
2025-06-13 12:37:43
24
cassaran
Cassara :
What if I’m given $15k in seller credits? Where should I put it? Rate buy down or buy down purchase price?
2025-06-11 14:05:53
5
barnowlcreativemo
barnowlcreativemo :
We just went in contract on a home and my lender said we could technically buy down our rate a bit but he also said it would only bring our payment down $90 and we would come out our pocket $4,000 I said nope. I would rather refinance. This is my 3rd house I’ve bought in my life and never paid such high interest. Will refinancing be difficult?
2025-06-11 02:55:55
8
j_strickland98
Jordan :
Would now be a good time to build?
2025-06-13 13:32:46
2
aekean
Aekean🆘🇺🇸 :
got 5.8 on a 15 year. feeling okay with it but ugh
2025-07-18 01:35:29
0
holamellamolauren
HolaMeLlamoLauren :
Is 6.375% on a 7/6 ARM decent?
2025-06-11 12:14:04
2
lindangamez
lindagamez :
Our lender offered us this rate buy down. We would pay $2693.00 to buy down our rate from 7.25 to 6.875 this would bring out payment down $56.00 do you think this is worth it?
2025-06-11 03:38:36
3
kkunoichi
K :
lol the video above this was talking about down payment assistance programs
2025-06-12 06:00:19
0
destinee4567
destinee4567 :
My loan officer trying to buy down my rate I don’t want that
2025-06-22 00:32:11
2
kmichelle4000
KByeee :
Will i be stuck in my first home forever bc i don’t want to give up 2.5% 😩
2025-06-12 17:48:37
0
katrinaunderwood21
𝓚𝓪𝓽𝓻𝓲𝓷𝓪🎀🩰🤍 :
I got fha 6.5 😩
2025-06-13 00:55:02
0
lexxiiiiii
Lexiiiii :
Do you assist in socal Ca?
2025-06-13 17:23:35
2
moonlight_britt
Brittan :
I needed to hear this - we plan to put a contract on a new construction and to close late November early December at 6.75 now 😅
2025-06-11 04:32:02
10
user6292037291030372919
….:) :
Me watching and then remembering I have to pay off my $278,000 in student loans with 7% rate first 😂😭😭 pray for me
2025-06-11 23:51:53
38
user688857881220
Mitch :
Yes, futures market predicting a couple IR cuts in the next year but that doesn’t mean MR will drop significantly. Most likely scenario is MR to stay in the same range they have been in the last few years. 6 1/4-7%.
2025-06-11 11:05:17
33
sarahwarren356
sarahwarren356 :
What is your opinion on the usda loan program
2025-06-12 00:12:44
0
rs_gage
the Baby from Pet Semetary :
If I were leaving sellers credits on the table, at that point you’d definitely want to use the excess credits to buy down the rate correct? Not much maybe 1-1.25 points.
2025-06-11 16:50:57
2
coriip__
Coraima | working mom of 4❤️ :
Hi, question so in you opinion 2-1 buydown right now is no a good idea.
2025-06-11 02:56:58
3
nurse_t1
Tifff :
My new build wants us to put 30k down to buy down to a 5.75😳
2025-06-12 01:07:39
0
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