The Mortgage Guys
Region: US
Saturday 14 June 2025 04:54:16 GMT
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Comments
RudyB :
Only reason to do this is so they can justify charging higher interest
2025-06-14 20:40:16
829
inallmyfreetime :
That makes absolutely no sense if the person with the higher score is guaranteeing the loan.
2025-06-14 16:59:54
383
Vic Damone Jr :
This is why my wife’s name is not on the mortgage. She has some questionable credit from before we got married. It’s all good though!
2025-06-16 12:44:44
0
Samuel Dutton :
Than what’s the point of a co-signer .
2025-06-14 20:18:30
111
Loco_with_motive :
credit system is a fraud created by the banks in the late 70s early 80s for more financial control over the population. completely fraudulent.
2025-06-14 20:12:58
98
louie9561 :
Another way to F the people over
2025-06-15 06:26:26
165
brian mez :
Should get rid of Credit scores since not one company is transparent in how they actually calculate.
2025-06-16 04:04:08
42
😈lolyoumad😈 :
so it's a scam ?
2025-06-15 18:04:54
21
Shelly Smith :
This is misleading. It’s a middle MORTGAGE score .
2025-06-16 11:36:52
0
sammysoso96 :
I think credit scores are lowkey a scam. As long as all your bills are paid on time what’s the point. All my bills are paid on time and my credit still isn’t good. I’ve been told alot when I was younger you have okay credit but no history. Just frustrating. So now I’m stuck with a high mortgage rate cause of it.
2025-06-15 13:13:18
4
Shelbylynn129 :
No,most banks use the one who makes the most money credit score.
2025-06-16 21:42:07
1
the real joe2020 :
so just dont have the person with the lower credit score file for the loan
2025-06-16 22:01:36
5
Kel Varnsen 🇺🇸 :
Then why would someone need a co-signer, just go ahead and give the risky person the money
2025-06-15 17:03:14
21
Robb :
Do that so they can get a higher interest rate.
2025-06-16 21:54:12
1
Creole Candy :
The scam of mortgage lending.
2025-06-15 20:01:42
42
Kristie Carlson322 :
Why does the FICO go down when the mortgage is paid off?
2025-06-16 03:18:26
1
Sunny Dinosaurs :
That makes no sense to me. My stay at home spouses credit it way worse than mine because they don't have income. But I still want the our in our names.
2025-06-14 21:04:44
2
DeadSpider :
I find it funny my wife worked a few weeks in her whole life and has an 800+ credit score 🤣
2025-06-14 17:33:27
1
That lenny guy :
That must be bank specific because thats not how it went for us. The used only mine because I was 30 points higher.
2025-06-14 21:15:05
4
Michael :
Is this the reason I have a 8% mortgage with a 814 credit score?
2025-06-16 20:22:46
0
Tack913 :
Is this the same for auto loans?
2025-06-16 21:45:14
1
oneleftshoe13.5 :
makes needing a cosigner a scam
2025-06-15 22:13:35
13
G.G. :
Ugh
2025-06-16 21:26:39
1
Jay :
My dad and I want to buy a house together. He's married, is my mother required to be on the mortgage
2025-06-14 22:27:21
1
arider08 :
That go for car loans as well?
2025-06-14 21:02:26
1
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