@rubysmortgageminute: What not to do when applying for a home loan? 🛑 Spoiler: Don't quit your job, open a new credit card, or go car shopping. ✅ DO: Get pre-approved, stay consistent, ask us everything. We’ll walk you through the steps—without the surprises. 📲 DM us for a no-pressure checklist. #HomeLoanTips #MortgageMistakes #SmartBorrowing #PreApprovalHelp #LoanDoAndDont #FirstTimeBuyerGuide