@dericsells: Bad Credit Car Loans: Get Approved Even with Bad Credit! Typically, we have terrible credit. When we go to a bank for a car loan, they may require a down payment if our credit is bad. We need to come up with a portion of the car's cost. That's the simplest explanation. #badcredit #carloans #autofinance #creditrepair #downpayment #carbuying #finance #moneytips #creditscore #loanopportunities