@meiiy_manik: Legging pendek bahan tebal bagus ya beb#legging #fyp #foryoupage #cuantanpabatas

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Monday 07 July 2025 14:53:57 GMT
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Think you can’t pay into your pension once you’ve taken your 25% tax-free cash? Think again. This is one of the biggest UK pension myths and it could cost you thousands if you get it wrong. Save this and follow for smart money tips. Yes, you can keep paying into your pension even after you’ve taken your 25% tax-free cash. Crystallising part or all of your pension does NOT automatically stop you contributing. If you’re still working, self-employed, or just want to build your retirement pot back up, you can continue to pay in and benefit from tax relief as normal, subject to the rules and limits. Here’s the powerful part many people don’t realise. Any new contributions you make go into a fresh, uncrystallised pot. That means when you later draw on those newer contributions, you can usually take up to another 25% tax-free cash from that portion as well. It can feel like a second bite at the tax-free cherry. But be careful. You must NOT try to pension recycle. That’s when you take tax-free cash out and deliberately manipulate things to pay it back in just to gain more tax relief. HMRC takes this seriously and penalties can apply. Also watch out for the Money Purchase Annual Allowance. If you’ve taken taxable income from your pension, your future contributions may be capped. Knowing whether this applies to you is critical. Pensions are one of the most powerful long-term wealth tools in the UK, but the rules aren’t simple. Before you take cash or change your contributions, speak to a regulated adviser and get personalised guidance. Knowledge equals control. Control equals confidence. Plan smart and future-you will thank you. #financialeducation #pensiontips #retirementplanning #ukfinance #moneymindset
Think you can’t pay into your pension once you’ve taken your 25% tax-free cash? Think again. This is one of the biggest UK pension myths and it could cost you thousands if you get it wrong. Save this and follow for smart money tips. Yes, you can keep paying into your pension even after you’ve taken your 25% tax-free cash. Crystallising part or all of your pension does NOT automatically stop you contributing. If you’re still working, self-employed, or just want to build your retirement pot back up, you can continue to pay in and benefit from tax relief as normal, subject to the rules and limits. Here’s the powerful part many people don’t realise. Any new contributions you make go into a fresh, uncrystallised pot. That means when you later draw on those newer contributions, you can usually take up to another 25% tax-free cash from that portion as well. It can feel like a second bite at the tax-free cherry. But be careful. You must NOT try to pension recycle. That’s when you take tax-free cash out and deliberately manipulate things to pay it back in just to gain more tax relief. HMRC takes this seriously and penalties can apply. Also watch out for the Money Purchase Annual Allowance. If you’ve taken taxable income from your pension, your future contributions may be capped. Knowing whether this applies to you is critical. Pensions are one of the most powerful long-term wealth tools in the UK, but the rules aren’t simple. Before you take cash or change your contributions, speak to a regulated adviser and get personalised guidance. Knowledge equals control. Control equals confidence. Plan smart and future-you will thank you. #financialeducation #pensiontips #retirementplanning #ukfinance #moneymindset

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