@the_original_brandi_mac: I filed for Chapter 13. Not because I failed—because I couldn’t keep drowning while pretending I was okay. This economy is brutal. #bankruptcy #chapter13 #inflation #momblogger

Brandi Mac | Advocate
Brandi Mac | Advocate
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Region: US
Monday 07 July 2025 15:19:01 GMT
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goldenretrieverluke0
MC :
I don't know how we're all going to survive. People making 100k a year are living paycheck to paycheck.
2025-07-07 17:33:35
121
kelley4bama
kelley4bama :
I needed to hear this today. My husband and I are realizing that this may be the only way we will keep our home. My medical bills proved to be too much even with insurance. I also have my 2 grandchildren and I can’t lose my home.
2025-07-07 15:50:20
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loraraggi14
FreeBird🪽 :
We are barely holding on…. Not sure how much longer before we do 13.
2025-07-09 03:01:19
0
breeisme63
Kim B :
Bidenomics!!!
2025-07-08 00:28:34
14
ponchy7
Shannon :
You will be better off afterwards! Best decision!
2025-07-07 15:33:48
44
michelelyn757
Michele Mardis :
Does your daughter work to help support herself and her two children? I'll be good for her to have a little part-time job.
2025-07-08 12:50:22
1
apwmimi1
TammyTLucas :
You do whatever it takes to keep your family house, clothed and fed.
2025-07-07 15:47:01
45
bfear_less
Bfear_less :
Why didn’t you just do chapter 7? I’m just curious bc you can keep your home and cars
2025-07-07 21:21:39
0
mamactwf
🌗Mama C -TWF 🌗 :
We did the same in 2019 ! The math wasn’t mathing when my husband lost his job . It’s HARD ! We paid almost $3k a month plus the house was separate . Prayers
2025-07-09 03:01:07
0
coko_thewitch
coko_thewitch :
Thank you for sharing this. Seriously.
2025-07-07 17:15:42
20
deadnme28
Sue Ann :
I did a few years after getting sober......BEST thing I EVER did 💯 I'da went back out over the stress of trying to repay, I tried EVERYTHING before I filed, too💯 The MOMENT I did it....EVERYTHING got easier 💯 Thank you for sharing 🤗
2025-07-07 15:54:40
2
blevans71
Brandi :
Good for you! I’m a paralegal for a bankruptcy trustee. Our office also represent clients to file bankruptcy! Girl the shame will vanish and you will be saying I wished I would have done it sooner!
2025-07-07 15:40:17
21
macandbelle2
Rdiana004 :
I have 2 years left on my plan!
2025-07-08 01:39:02
3
shanaynays88
Shannon :
Girl I’m in the same boat! It’s mostly the economy! The more you try to surface the more you drowned! I’m a
2025-07-07 16:17:28
2
amysecosystem
Choices&ConsequencesEcosystems :
Good plan, getting our ahead of it. PhD spouse. Child with cancer, we foreclosed. We got a great deal! Our kid💕
2025-07-07 15:48:14
103
smittenwithmelanie
Smittenwithmelanie :
I’m sorry. How are you and your daughter, you haven’t shown up on my feed lately 💜
2025-07-08 00:04:52
1
rickydoox
rickydoox :
Can you explain what filing for it looks like. I’m younger and haven’t seen or heard about it before. what does it do to credit or how does it help??
2025-07-07 15:40:27
0
stephaniek1984
Stephnie42 :
I tell u what the more $ I make the more poorer I am’ it’s awful. I’m so poor.
2025-07-07 21:18:42
9
ginaskinner460
ginaskinner460 :
So many of us living check to check. You’ll have relief. We can thank Biden administration for this terrible economy. I hope it gets fixed
2025-07-09 21:42:20
1
mamabearpsychichm71
Holly Shearer :
I am proud of u Brandi for making such a difficult choice for yourself and ur family . Be proud of urself ur doing what u can my friend ❤️
2025-07-07 15:52:50
9
jtaylor.made_7
JT :
I filed for chapter 7 years ago and it was the best decision ever and I now own a home. Which was something I was told I was never going to be able to do with that on my record. I am happy for you praying and hoping everything is the up and up from here
2025-07-07 16:15:57
3
angeliahubbard
Angelia Hubbard :
family comes first do what's best for you an yours
2025-07-07 16:02:55
6
catsaw9
Cass :
I remember when you initially spoke of filing and you seemed so unsure. I am glad you went ahead with it. 5 years seems like a long time to be strapped down by the requirements of the Chap 13, but it will be done before you know it. I’m just curious were you able to do anything with your student loans ?
2025-07-07 21:38:46
0
mrsbill23
Brandice Penner :
it's so hard to make that final decision but kudos to you and your husband. it will all work out. keep your head up and keep treading that water ♥️
2025-07-07 15:46:15
7
sagittariuslady72
Spicy Italian :
Absolutely understand.Did the same a few years ago ❤️. No shame 🚫
2025-07-07 20:14:34
3
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