Humphrey Yang
Region: US
Wednesday 16 July 2025 13:19:32 GMT
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Gary Lopez783 :
I use 98% of it 💀💀💀
2025-07-17 01:30:10
20
Coach Weez :
This is only if you don’t pay off on full every month. Which you should.
2025-07-17 16:13:41
1
E :
Can you talk about credit utilization of 0%? (I pay off my credit cards on a weekly basis, and therefore I never carry a balance).. I heard from another TikTok that this could negatively affect your credit also, or maybe it just doesn’t help it. ?
2025-07-17 14:15:31
2
Shwagchester :
Credit card companies do tell you this tho
2025-07-17 01:14:44
1
caseylm2010 :
This is my least favorite rule about credit scores
2025-07-17 01:10:01
1
Sober1kinobi :
The trick is to keep increasing your credit limit but DONT use it. My limit over all of my cards is 132k (which is absurd, but canceling cards also is bad for credit) I use 1 card and pay it off every month. It also means that I will never if I am smart use more then like 2%
2025-07-16 13:51:47
5
Woodsy :
Is it 30% of your combined total credit limit, like multiple cards, or just 30% per card per credit limit?
2025-07-16 19:12:38
2
user010871015 :
I’m canceling my reserve because it’s going up to 700$ a year not worth it no more for me
2025-07-16 13:23:39
14
Carly :
Wow, I had no idea about the 30% rule! Thanks for the tip, I'll definitely keep my credit utilization low from now on.
2025-07-16 13:25:55
108
Summer Sea🌊☀️ :
well I'm really glad I requested my available credit to be raised then
2025-07-17 19:04:30
1
Lana 🤩 :
Interesting insight! It’s always good to be aware of the details that credit card companies might not share upfront.
2025-07-16 13:32:49
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1__mine__1 :
all these hoops us normies have to jump through to live life
2025-07-17 16:33:00
1
Aurora 💕 :
You’re a total vibe! ✌️
2025-07-16 13:20:52
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Holly❤️ :
This is a great insight! It s important to know all the details before making financial decisions.
2025-07-16 13:23:55
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Sofia❤️ :
Credit card companies often leave out some important details. Day 6 is giving us more insight into what they might not share!
2025-07-16 13:34:18
41
Kira :
Yes! I wish more people knew this
2025-07-16 14:29:00
1
🇺🇸🇨🇦☮️🇲🇽🇯🇵 :
Repost!!!!!
2025-07-16 13:32:15
0
Daniel :
You can use as much of your limit as you want , just pay it down before the statement date.
2025-07-16 13:45:52
2
antonio sadorra :
i’m using 103% 💔
2025-07-17 13:23:23
0
andrew :) :
If you have multiple cards doesn’t it take into account all your cards limits
2025-07-17 01:35:32
0
ottorewardsapp :
Thank you!
2025-07-17 02:23:05
0
standstill :
but also if you DON'T use it at all, doesn't that also affect your credit?
2025-07-16 19:34:41
0
Brady :
Does apply to secured credit cards as well?
2025-07-16 19:24:16
0
Naffer79 :
And pay them off in full every month
2025-07-16 13:41:09
0
John :
What if I overpaid on my credit cards 🫤
2025-07-16 15:10:18
0
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