@fmsmith319: I don’t think the housing market will crash, but I do think we are stuck

Freddie Smith
Freddie Smith
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Region: US
Thursday 17 July 2025 15:59:31 GMT
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jia1123
jig1123 :
Having to sell because of divorce, I’m ANXIOUS
2025-07-17 17:05:27
412
kscooter888
kscooter888 :
We ARE stuck. The biggest issue existing home owners face is displacement. Most realtors will tell you sellers won't take contingency offers because they will add a kick out clause if another offer comes along. Displacement could potentially cause people to never own again because rent is so high. People would never be able to save the additional money needed to help put them in the next home. Selling the existing home is not enough to upgrade amymore.
2025-07-17 16:34:58
84
justin_tn
Justin Bryan :
Spot on!
2025-07-24 03:38:26
0
kinkajou_monkey
kinkajou_monkey :
The homeowners insurance where I am is killing us!
2025-07-17 19:56:14
80
kym_plus3
Kym :
We are trapped renting because of this market. No debt, a large down-payment saved but our income(55k) is too low to qualify for anything big enough for our family. We'd need 3bed 2 bath min and those in livable condition here are 400+.
2025-07-17 23:01:06
236
mbarray2
mbarray2 :
brought my 190k home in 2022 4.8% interest, 10% down. a flipper just brought a home near mine for 198k needs new roof, hvac, fence , water heater and siding. this guy gonna put it on the market for $250k if he does that I'm a sell my home for $280 and go move to the middle of no where.
2025-07-17 16:56:37
6
subvet1969
SubVet1969 :
I’m well positioned now as I bought in 2012. BUT, these current prices coupled with high interest rates aren’t good for the country. Something needs to give. I want my kids to be able to be able to own affordable homes as well.
2025-07-17 18:35:00
179
tati652080
Talia E MG :
Exactly
2025-07-20 01:46:49
0
rahooliop
Rahoolio :
Having a good income still sucks, everything is too expensive to buy. I’d rather rent for $3k vs own the house next door for $150k down and 4,500 mos mortgage…
2025-07-23 04:11:04
0
j3londegurl
user50118698607309 :
I agree! Bought our house in 2018 for 155k refinanced in 2021 to a 2.5%, owe 113k on my house now and have like 275k in equity which is crazy, but can’t afford to buy a bigger house because of gentrification of this entire area.
2025-07-17 19:24:24
9
f.off749
F all libtards :
That’s a crash my friend. If no one is buying, selling , or building that’s a housing crash.
2025-07-17 20:49:51
481
rrjr97
rrjr97 :
Well, tell Powell to lower rates and we won’t have this problem
2025-07-17 22:36:56
20
jbb1901
BSJ :
Bought in 2019 and have interest rate of 2.75%. We couldn’t even afford to repurchase our current house with the rates and how much homes have gone up.
2025-07-18 00:40:54
836
mattmigs1
user3648310424260 :
Market is booming in my area.
2025-07-17 21:08:20
7
jsbrisk
Jsbrisk :
The housing market is dead. The Dodd Frank laws stagnated the market. No one can buy and no one wants to move. People who bought during the recession will never leave their home. There is no market anymore
2025-07-17 20:50:02
32
umayr_saddiq
RICH MILLENNIALS :
Home prices in Charlotte nc are up 40% since 2022 in most areas. It’s really crazy even tho I flip homes and moving towards new construction bc older flip homes sitting on the market longer. I had to buy land 30-40 mins outside the city. So I can do new construction at a affordable price bc land is so expensive now.
2025-07-17 19:29:47
8
angelanavi123
Angela Navarro :
We purchased our starter home in 2017 for 725k. It’s worth 1.3mil now but can’t afford to move 😭
2025-07-17 17:11:37
2
jesssaiyan
jesssaiyan :
I’m so tired of this. I’m sick of renting I want my own place to actually call home….its starting to feel like it’s never going to happen at this rate and I’m 34 years old 🥲
2025-07-17 17:09:36
164
jenspawn
Jen S ⁷ :
We're currently in the process of selling and buying a house. The biggest issue I'm seeing as a buyer is that people refuse to drop their houses lower in price or they overestimate their value. As a seller, we're having to sell 25k lower than we wanted to. Thankfully we can handle that loss. But others who might not have as much equity cannot.
2025-07-17 18:57:23
11
shaina_580
shaina_580 :
I bought in 2015. 110,000 at 10.43% yes I know it's crazy but it's all I could get at the time. The value is now 315k and I'm refinancing with the VA at 7.25%. Cash out refinance for 230k. We're making some repairs and selling next year. It's a unique situation but I think we came out on top in this case. 2.5 acres with. 4br house in Summerville sc if anyone is interested 😂
2025-07-20 11:55:44
1
tiffanycianci
TiffanyCianci :
And inflation just went up again so you know they aren’t going to lower the interest rates because it’s up to 2.7%
2025-07-18 01:56:02
24
dr24081
Dr2408 :
Perfect Analysis. I bought in 2021 in Austin. My house is about same price now n would lose 5-$600 a month if rented n i got a 2.75 interest rate. Crazy. But buy another house your easily getting into 4-6k monthly mortgage payment
2025-07-18 00:53:27
14
dickwheels
DickWheels :
Idk I’m doing ok. I bought in beginning of 2020. My house has gone up around 125k plus the money I put down so I now have almost 200k in equity. I’ve also done improvements like a paved driveway and a 3rd bathroom which aren’t factored in yet!
2025-07-17 16:42:54
1
rapscallion66
Robyn Wilson912 :
Why on earth did you buy a house in 2022??
2025-07-17 23:52:34
3
peppers19940
Sysco Kid :
I bought my house October 2024 for $210,000 the sellers paid 10k in closing. I think I got a good deal on a 2200 square ft home 4 bed 2 bath
2025-07-18 22:05:08
2
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