@a1kennyj: A common myth: "If I ignore the collection, it’ll fall off in 7 years." ❌ Not always true.
Many collection companies re-age accounts, changing the dates or details just enough to make them look new again.
This shady tactic can keep the collection on your credit report longer than it should and hurt your score in the process.
Under your consumer rights, accounts must be reported accurately. But that doesn’t stop some companies from bending the rules.
The best move? Don’t wait. Start your dispute process early and protect your credit from being dragged down longer than necessary.
💬 DM us "CREDIT" for a free consultation!
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