Jay | Student Loan & Debt Law
Region: US
Monday 21 July 2025 21:38:06 GMT
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Gorilla Grippy Socks :
I thought pslf was 10 years....
2025-07-30 02:45:29
0
Linds :
But what happens to that interest for your tax bomb? If interest is accruing for 25 years will I have to pay taxes on that or just the principal?
2025-07-24 17:54:57
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user2583958192295 :
You are such a good lawyer. Thank you for directing all of us, Jay. 😇
2025-07-21 22:10:12
74
Hello My Vloggers :
But now the new IDR plans aren’t even affordable😭
2025-07-21 23:50:46
64
Sandbins :
What determines whether it’s 20 or 25 years?
2025-07-21 22:46:55
1
simplyahte :
So since I’m in the “SAVE” program should I just pay the interest that accrues monthly until the courts decide what they want to do?
2025-07-23 02:19:52
7
Khart530 :
Most incomes are not enough to make the payments in this economy for some- save plan would have made just too much sense. And yes we have been making our payments😊
2025-07-21 21:55:51
119
keverything79 :
Who decides that my income after taxes and bills can afford those payments? Thats rhetorcal. They dont base it on after taxes. Or that I pay my bills on my own.
2025-07-21 22:34:59
43
Courtroom Shenanigans :
it matters for the tax bomb at the end, doesn't it?
2025-07-26 10:53:29
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Kyle Bailey :
What about the taxes at the end of it ?? What’s that look like ??
2025-07-22 03:22:55
1
xsofjess :
Yeah the biggest issue is my “IDR” costs MORE than my 10 year and I can’t afford either right now. Currently in save but idk
2025-07-21 22:46:46
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genmis9 :
Dentist here. I make around 200k in Texas. My loan balance is 297k. Should I make my $3500 payments for 10 years or do the bare minimum?
2025-07-23 00:11:09
1
Kelly :
Does the interest raise your monthly payment though? That’s my confusion
2025-07-21 22:12:46
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kellyrrunsslow :
It’s the unknown. My logic is pay the least amount possible regardless of affordability because my money can make money elsewhere
2025-07-22 00:05:23
36
Julie :
So if I am in the SAVE program and am getting married soon & my fiancé makes double what I do, it would make sense for us to file taxes separately? Otherwise I wouldn't be able to stay in the save program based on his salary/our combined income if we filed married?
2025-07-22 00:06:30
1
C.J :
As of February 2025 I have been paying 25 years. I have a balance of 69K always on income driven plans. Never defaulted only took out 48K paid for 24 years owe 69K only department of education loans.In save plan what do I do?
2025-07-22 00:25:53
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Quechar45 :
What about parents plus loans
2025-07-22 12:17:41
2
AlexDoesVinyl :
should i go ahead and start my masters (out of pocket) or wait until this save thing is resolved. because if they put me in the forbearance
2025-07-22 01:06:48
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Brittany :
Thank you for your help. I submitted an application to switch out of save to IBR. I am pursuing PSLF and can’t watch another month go by not counting. This is just horrible. 😭
2025-07-21 22:32:48
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Donna Cicchesi :
I was thinking about this last week. My SAVE payments are at $0 a month until Nov 2026 so I wanted to use my income to pay off a private SOFI loan while I still can. That makes the most sense to me but glad to see this video is confirming that. If I have that right.
2025-07-22 00:51:05
1
genevieveslife45 🍎 🐩 🐈 🇦🇼 :
2 loans are in SAVE but I went back to school for my masters 2 years ago. I just finished my teaching degree, and those 2 loans are now in GRACE. payment starts in November 25. can those be added to an IBR program?
2025-07-24 23:25:15
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The College Investor :
Thank you for reinforcing this.
2025-07-21 21:42:11
45
jenuinely.lit :
Question: Can we use this entire forbearance period to calculate buyback? I have 45 payments to achieve PSLF which breaks down to 3.75 years. We’ve technically been in admin forbearance since March 2020, right? So…could I apply for buyback for 45 payments? I’ve been a teacher for 17 years. Also…how is the buyback payment calculated? TYIA
2025-07-21 21:54:11
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bluestar64 :
I submitted an application to be placed in a new payment plan. Hopefully it gets processed soon.
2025-07-21 22:03:23
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janialsn :
But I don’t want to pay the whole loan lol
2025-07-22 10:48:41
3
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