@mmwealthassociates: Bank CDs used to be a very popular option among current retirees but as #inflation got higher and #banks got greedier 🤑 so #returns got lower 📉; retirees and conservative investors started looking for alternatives. One of those alternatives are called #Annuities Annuities come in different sizes and shapes. #MYGA is a multi year guaranteed annuity, and in this example offers a 5 year, 5% per year. Some other annuities like #FIA or #fixedindexedannuities grow alongside the market but will not decline if the market drops. So many options, work with us and we'll help you find the suitable option for #free99