@newwealth.academy: Pre written dispute letters in my bio. You don’t have to pay back any debt if a collection agency has bought your personal information and they keep calling you nonstop. You can start sending out Validation Letters to the main credit bureaus and remove any collections affecting your credit scores.  #fixyourcredit #creditrepair #creditscore #creditrestoration #creditrestorationservices #repairyourcredit #fixyourcredit #creditrepair #creditscore #creditrestoration #creditrestorationservices #repairyourcredit#foryoupage #viral #viraltiktok #fyp #wealthbuilderjosh