@rahulensky: Finally an 800+ Credit Score 😍 I started this journey with a 650 credit score and a few changes helped me finally reach my goal! Here are the steps I took 👇 1️⃣ I got up a Neo World Mastercard with no annual fee. 2️⃣ I got a $10,000 limit but I never go over a mental limit of $3,000. 3️⃣ I have AUTOPAY set up from my everyday account and I always keep a balance of at least $3,000. 4️⃣Anytime, I go over the mental limit of $3,000, I make a lump sump payment to my Neo World Mastercard. 5️⃣I tend to keep bigger purchases for the end of the month to optimize my budget. #budget #creditscore #neofinancial #credit #PersonalFinance

rahulensky

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Sunday 27 July 2025 01:20:04 GMT