@k.gadzhiev:

Kamil
Kamil
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Region: NL
Thursday 31 July 2025 08:12:52 GMT
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If my credit score is needing some jet fuel to get going, here's EXACTLY how I'm fixing it in 60-90 days: Step 1️⃣ Pull ALL 3 Reports & Clean Up My Info I'm checking Experian, Equifax, and TransUnion to break down everything— collections, charge-offs, hard inquiries. Then, I'm removing old addresses & incorrect names to remove negative accounts. Step 2️⃣ Dispute the Right Way I'm sending factual disputes by mail (not online) to remove errors, late payments & collections. If they play games, I'm escalating with the BBB & State Attorney General's Office for fast results. Step 3️⃣ Remove Hard Inquiries If an inquiry isn't attached to an open account, it's gotta go. I'm disputing, then calling Experian (714-830-7000), Equifax (866-349-5191), and TransUnion (800-916-8800) 24 hours later to press for removal. Step 4️⃣ Add Positive Accounts FAST 🔹Navy Federal Pledge Loan - Reports as an installment loan. 🔹Kickoff - Reports a credit line for history. 🔹Self Lender - Builds credit & savings. 🔹Grain Credit Line - No hard pull, high limits. 🔹Authorized User Tradelines - 10+ yr old accounts with solid history = BIG SCORE BUMP.  Step 5️⃣Attack Utilization & Secure High Limits I'm paying down balances to 1-5%, getting credit limit increases (soft pull only), and applying for high-limit cards like Navy Fed, CashRewards, Discover It, or Apple Card once I hit 620-650+. ▶️The Goal? A 750+ Credit Score & Unlimited Funding options. Ready to get flying ✈️ and jet 🔥 your score up? Comment
If my credit score is needing some jet fuel to get going, here's EXACTLY how I'm fixing it in 60-90 days: Step 1️⃣ Pull ALL 3 Reports & Clean Up My Info I'm checking Experian, Equifax, and TransUnion to break down everything— collections, charge-offs, hard inquiries. Then, I'm removing old addresses & incorrect names to remove negative accounts. Step 2️⃣ Dispute the Right Way I'm sending factual disputes by mail (not online) to remove errors, late payments & collections. If they play games, I'm escalating with the BBB & State Attorney General's Office for fast results. Step 3️⃣ Remove Hard Inquiries If an inquiry isn't attached to an open account, it's gotta go. I'm disputing, then calling Experian (714-830-7000), Equifax (866-349-5191), and TransUnion (800-916-8800) 24 hours later to press for removal. Step 4️⃣ Add Positive Accounts FAST 🔹Navy Federal Pledge Loan - Reports as an installment loan. 🔹Kickoff - Reports a credit line for history. 🔹Self Lender - Builds credit & savings. 🔹Grain Credit Line - No hard pull, high limits. 🔹Authorized User Tradelines - 10+ yr old accounts with solid history = BIG SCORE BUMP. Step 5️⃣Attack Utilization & Secure High Limits I'm paying down balances to 1-5%, getting credit limit increases (soft pull only), and applying for high-limit cards like Navy Fed, CashRewards, Discover It, or Apple Card once I hit 620-650+. ▶️The Goal? A 750+ Credit Score & Unlimited Funding options. Ready to get flying ✈️ and jet 🔥 your score up? Comment "CREDIT" and lets fly! #CreditRepair #CreditBoost #creditscore #creditispower #levelupyourcreditlevelupyourlife

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