@taxfreemike: In case no one told you today, an #indexeduniversallife insurance plan can help improve your #retirement income. That's because #lifeinsurance can be a valuable volatility buffer. When markets go down, you don't necessarily want to draw much retirement income from your investments. That's because withdrawing from a declining portfolio locks in your losses. Many of my clients use #cashvaluelifeinsurance as a separate "bucket" of money for retirement income. When markets go down, your life insurance doesn't lose money from market risk. Then you can access income tax free distributions from the life insurance, giving your investments time to recover. This strategic use of life insurance reduces your overall exposure to market risk, while still producing a competitive amount of retirement #cashflow In addition to that, many IULs even give you an advance on your death benefit early to help pay for long term care, if you need it. If you want to see how integrating cash value life insurance can help you succeed in retirement, comment "money" below!

TaxFreeMike

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Thursday 31 July 2025 16:48:15 GMT