@itskatherinemontez: Here’s the breakdown: • If it’s not yours or can’t be verified: You don’t owe it, and it must be removed from your credit report. • If it’s past the statute of limitations: They can’t legally force you to pay through a lawsuit unless you make a payment and restart the clock. Bottom line If the debt is inaccurate, fraudulent, or can’t be verified: • You’re not obligated to pay. Disputing it can get it removed from your report and stop collection attempts. If it’s been settled or discharged: • You’re no longer obligated to pay. Make sure you have written proof before assuming it’s resolved. If you need to dispute collections, I have the entire step by step detailed blueprint ✅ Type “READY” so I know you need my help #finance #creditdebt #collections #legalhelp

Katherine | Credit/Legal

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Tuesday 12 August 2025 02:55:46 GMT