TheStockGuy
Region: US
Friday 29 August 2025 16:45:59 GMT
10721
367
16
76
Music
Download
Comments
BTBanalytics :
What I don’t understand is why people think of a primary residence as an investment. No attractive investment I have ever heard of, has high transaction costs, is taxed on unrealized gains, and has high maintenance and carrying costs. The longer I live the more I come to the realization that so few people know what’s going on in the world, we act like helpless victims without understanding the decisions we make determine our future .
2025-08-29 17:42:04
15
bigbrmze9sm :
You're arguing against home ownership. So with rents typically taking between 0.8% and 1.1% of the home price which for a $500k home would be roughly $4k - $5,500 to rent which will continue to increase over time. Are you assuming the landlord will be subsidizing the cost of housing upkeep for a renter? What are you actually recommending instead...
2025-08-29 19:20:10
1
J :
Regardless of whether you refinance or not, you’ve already paid the 90k, so it’s essentially sunk. I don’t see a reason to not refinance, assuming that the pv of the money saved is greater than the cost to refinance. Even if you refinance for an additional 30 years, you could still save money if the rate difference is high enough.
2025-08-31 20:56:45
1
Cisco :
Despite starting back up paying almost entirely interest up front, folks will still be able to have better monthly cash flow and (ideally) be able to pay off their home quicker.
2025-08-29 19:14:56
6
baileyosu2002 :
needs to be at least 1 full percent to be worth it
2025-08-30 00:05:18
0
Rentry1983 :
You don’t have to refinance at 30 years again…there are a good number of options for time mortgage length depending on whom you refinance with.
2025-08-29 18:52:10
1
Nick James Davey :
They absolutely do tell you this when you’re closing. There is a sheet showing each and every single of your 30 year payments. If people don’t understand that you are paying mostly interest the first 5-6 years they are absolute morons.
2025-08-30 15:07:31
0
paytonronnis :
turns out borrowing hundreds of thousands of dollars for 3 decades is expensive
2025-08-29 19:57:48
1
Travis Saling NMLS# 299683 :
Think of the savings you could have if you just live under a bridge!
2025-08-29 19:59:24
0
To see more videos from user @thestockguy, please go to the Tikwm
homepage.
