@rachelperson_realtor: Replying to @Rob B I mean no disrespect. For you, it seems like rates being in the 5s won’t matter. But to a lot of people they do. And my experience tells me, you are wrong 😂 unless we get into a war or something which… is not our or the realm of possibility at this point. #housingmarket #homebuyingtips #boston #MassachusettsRealEstate #interestrates
How do people think rates but no significant change in inventory are going to magically fix things? People like me they have 2.5% interest rates ain’t selling for a more expensive house with higher interest rates? 😂
2025-09-18 22:50:20
3
Chris Waters :
The time has passed. People should have bought a few month ago when the prices were cheap.
2025-09-18 23:15:04
1
Matt Ward :
I disagree that it will be a blood bath in the 5s. below 5 like 4s. maybe. But also in your area it probably will not matter what.
2025-10-09 18:35:50
1
vwmissbluebeetle :
Sorry what did you say? I was looking at your nails that color is so cool it like changes as you move them 😭😭😭🤣🤣🤣
2025-10-04 20:23:42
2
Thad :
Date the rate, marry the house. Buy now and then refinance at a lower rate in a few years. We've already taken advantage of the rates dropping.
2025-09-19 20:44:30
1
Andreaf :
I think people in southern/midwestern states forget that the market isn’t the same everywhere! It is still 100% a sellers market here in New England despite the higher interest rates. We went hard in 2023 and were outbid 6 times. We gave up and decided to stay in our townhome for now
2025-09-19 18:02:20
1
Ohio Real Estate Broker :
I think it’s have to get into the low fives. People simply can’t afford houses. In order to reduce rates correctly and make housing costs not inflate it has to be done slowly. People are used to multiple offers year after year which historically isn’t normal.
2025-09-19 16:42:09
0
Mrs Towers :
People don’t understand that a drop in the rates means more out of state buyers
2025-09-18 22:06:32
7
zachlwry :
watch some of Melody Wrights stuff. She probably has the best analysis out there right now. Interest rates don't control the economy, they reflect it. It wasn't rates that caused the 2021 surge--it was COVID stimulus.
2025-09-20 01:02:25
0
britt_the_mgt_queen :
I’ve been advising all of my buyers that if they can afford the payment and want to buy with in the next 12 months they should prioritize this now.
2025-09-18 21:54:24
1
rowdy_andthat_softail :
I just want to get out of my 8.1 rate 😂
2025-09-19 12:02:38
0
Matt Guy145 :
Rachel…you’re still right. Hope this helps! :)
2025-09-19 00:50:42
2
Deb M :
lol when we bought last year at ~7% we were one of ten offers. At 7!!!
2025-09-19 04:06:23
1
NotTheAhab :
Already seeing rates in the fives for some period adjustable arms
2025-09-18 22:07:46
1
Brian Brown :
Location specific. Here in Fl not gonna help. You can get 3.99% from builders, and they aren’t moving houses. Also, you do realize what will be occurring if rates drop right? Inflation is still high, so for 10yr treasury yields to decrease unemployment needs to increase a lot…ie recession.
2025-09-28 18:21:44
0
Lupita_011235 :
It’s a weird market in my mass town. Some houses is sell within a week and some same specs sitting for 30+ or more days.
2025-09-18 23:08:31
1
alissaaa :
In Massachusetts it will 100% be bonkers if rates go back to the 5s.
2025-09-19 17:53:49
1
Bobby Woofter :
Tons will come in. Tons
2025-09-19 23:27:04
1
Kip214 :
House prices are so high now in Massachusetts single and first time home buyers are struggling
2025-09-21 05:15:47
1
The Nash Gals Group :
Fully agree
2025-09-23 21:33:03
1
. :
7s?? 5s??? My rate is 2.8% - I’m never selling.
2025-09-18 21:56:35
3
jennzy :
I am currently looking at a second property and the mortgage lender gave us a thing that says they will refi you without any fees after 6 payments but before 5 years. For us we are willing to buy now bc of that. We can afford just don’t like the high interest rates. Willing to pay some crappy payments just to hopefully refi later. We just don’t like it.
2025-09-19 02:34:20
0
Rob_801 :
It’s not, because the pool of “approvable” borrowers is going to evaporate. Refis will go up, purchases tho, nah, buyers are cooked and that’s before rates go back >8% and higher. COMPLETELY different times now, like night and day. Am a lender for reference.
2025-09-20 16:42:31
0
Greeneyedwoman :
👍👍👍
2025-10-11 10:58:19
0
PacificNWLady :
I completely agree with you. Once we break 5.5% or less the dam will bust and it’s going to be NUTS!!
2025-09-18 22:19:57
1
To see more videos from user @rachelperson_realtor, please go to the Tikwm
homepage.