@rachelperson_realtor: Replying to @Rob B I mean no disrespect. For you, it seems like rates being in the 5s won’t matter. But to a lot of people they do. And my experience tells me, you are wrong 😂 unless we get into a war or something which… is not our or the realm of possibility at this point. #housingmarket #homebuyingtips #boston #MassachusettsRealEstate #interestrates

✨ Rachel Person Realtor
✨ Rachel Person Realtor
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Region: US
Thursday 18 September 2025 21:36:15 GMT
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chrissamperi
chrissamperi :
How do people think rates but no significant change in inventory are going to magically fix things? People like me they have 2.5% interest rates ain’t selling for a more expensive house with higher interest rates? 😂
2025-09-18 22:50:20
3
chriswaters160
Chris Waters :
The time has passed. People should have bought a few month ago when the prices were cheap.
2025-09-18 23:15:04
1
offbeatagent
Matt Ward :
I disagree that it will be a blood bath in the 5s. below 5 like 4s. maybe. But also in your area it probably will not matter what.
2025-10-09 18:35:50
1
vwmissbluebeetle
vwmissbluebeetle :
Sorry what did you say? I was looking at your nails that color is so cool it like changes as you move them 😭😭😭🤣🤣🤣
2025-10-04 20:23:42
2
polishprevailor
Thad :
Date the rate, marry the house. Buy now and then refinance at a lower rate in a few years. We've already taken advantage of the rates dropping.
2025-09-19 20:44:30
1
andreaf2202
Andreaf :
I think people in southern/midwestern states forget that the market isn’t the same everywhere! It is still 100% a sellers market here in New England despite the higher interest rates. We went hard in 2023 and were outbid 6 times. We gave up and decided to stay in our townhome for now
2025-09-19 18:02:20
1
jonashelbert
Ohio Real Estate Broker :
I think it’s have to get into the low fives. People simply can’t afford houses. In order to reduce rates correctly and make housing costs not inflate it has to be done slowly. People are used to multiple offers year after year which historically isn’t normal.
2025-09-19 16:42:09
0
mrstowers00
Mrs Towers :
People don’t understand that a drop in the rates means more out of state buyers
2025-09-18 22:06:32
7
zachlwry
zachlwry :
watch some of Melody Wrights stuff. She probably has the best analysis out there right now. Interest rates don't control the economy, they reflect it. It wasn't rates that caused the 2021 surge--it was COVID stimulus.
2025-09-20 01:02:25
0
britt_the_mgt_queen
britt_the_mgt_queen :
I’ve been advising all of my buyers that if they can afford the payment and want to buy with in the next 12 months they should prioritize this now.
2025-09-18 21:54:24
1
rowdy_andthat_softail
rowdy_andthat_softail :
I just want to get out of my 8.1 rate 😂
2025-09-19 12:02:38
0
mattguy7
Matt Guy145 :
Rachel…you’re still right. Hope this helps! :)
2025-09-19 00:50:42
2
ellie111518
Deb M :
lol when we bought last year at ~7% we were one of ten offers. At 7!!!
2025-09-19 04:06:23
1
nottheahab
NotTheAhab :
Already seeing rates in the fives for some period adjustable arms
2025-09-18 22:07:46
1
brian.brown65
Brian Brown :
Location specific. Here in Fl not gonna help. You can get 3.99% from builders, and they aren’t moving houses. Also, you do realize what will be occurring if rates drop right? Inflation is still high, so for 10yr treasury yields to decrease unemployment needs to increase a lot…ie recession.
2025-09-28 18:21:44
0
lupita_011235
Lupita_011235 :
It’s a weird market in my mass town. Some houses is sell within a week and some same specs sitting for 30+ or more days.
2025-09-18 23:08:31
1
alissaaa91
alissaaa :
In Massachusetts it will 100% be bonkers if rates go back to the 5s.
2025-09-19 17:53:49
1
bobbywoofter
Bobby Woofter :
Tons will come in. Tons
2025-09-19 23:27:04
1
dthjr214
Kip214 :
House prices are so high now in Massachusetts single and first time home buyers are struggling
2025-09-21 05:15:47
1
thenashgalsgroup
The Nash Gals Group :
Fully agree
2025-09-23 21:33:03
1
its_me_babe_too
. :
7s?? 5s??? My rate is 2.8% - I’m never selling.
2025-09-18 21:56:35
3
jennzy44
jennzy :
I am currently looking at a second property and the mortgage lender gave us a thing that says they will refi you without any fees after 6 payments but before 5 years. For us we are willing to buy now bc of that. We can afford just don’t like the high interest rates. Willing to pay some crappy payments just to hopefully refi later. We just don’t like it.
2025-09-19 02:34:20
0
rob_in_the_801
Rob_801 :
It’s not, because the pool of “approvable” borrowers is going to evaporate. Refis will go up, purchases tho, nah, buyers are cooked and that’s before rates go back >8% and higher. COMPLETELY different times now, like night and day. Am a lender for reference.
2025-09-20 16:42:31
0
greeneyedwoman1
Greeneyedwoman :
👍👍👍
2025-10-11 10:58:19
0
oregonlady1979
PacificNWLady :
I completely agree with you. Once we break 5.5% or less the dam will bust and it’s going to be NUTS!!
2025-09-18 22:19:57
1
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