@ips_sg: What conflicting interests are at stake when balancing affordability and retirement security for HDB flats? In this episode of Singapore Unpacked, Christopher Gee, Deputy Director and Senior Research Fellow at IPS, and Ismail Gafoor, Executive Chairman at PropNex Realty (@propnex), come together to unpack how housing has come to play multiple roles in Singapore, and the tensions this creates for families and policymakers alike. Listen to the full episode on YouTube, Spotify, Apple Podcast, Spreaker, or at https://tinyurl.com/4t9nw9c7. #singapore #learning #education #fyptiktoksg #property
Institute of Policy Studies
Region: SG
Wednesday 01 October 2025 01:49:06 GMT
Music
Download
Comments
Benny880069 :
Tell it to the ruling party.
2025-10-04 12:51:16
0
cllee :
lky asset enhancement make a person work their whole life for a 99 years lease. imagine whole life saving go down the drain when the lease turn zero value and u can't pass to grandchildren . is fallacy.
2025-10-04 08:16:38
0
Helmet Runner TKP :
Of course it can be done if the government implements a price control of re-sale of HDB flat and all HDB resale must be sold back to HDB or another government agency at the depreciated price from year 1 of the purchase. Is the government willing to take up this challenge?
2025-10-04 02:15:31
0
M :
Hey it’s a free market with inflation 😆
2025-10-04 09:09:51
0
Yada Yada :
It’s not inflation. Inflation is price goes up and never goes down property prices goes down because of over supply or lease is due to expire
2025-10-03 15:53:53
0
Younger :
it's more like a stagflation....
2025-10-04 03:42:27
0
cheatedanyjustices :
HDB (Public-Housing) due to Population-Increase AIM, New SPRs+SCs buying Resales, SKYROCKETING Prices+Out-Of-Control. Resales; ECs & BTO Affordability for LOCALS are badly affected. SPECULATED+SELLING above S$1 Million dollars including 4Rm apartments. Instead of INCREASING SUPPLY, HDB increased the GRANTs, thus ESCALATING PRICES further beside existing + future New SPRs & SCs already in the DEMAND queue. Only till lately it was announced VERS to replace SERS. Geylang Lor 3, all EXPIRED-lease units were returned to state with NO-COMPENSATION
2025-10-03 05:52:18
0
khanti maha :
all forgotten, HDB flats are public housing, all can own a home, not all for profit🙄😑
2025-10-01 07:08:31
45
SE7EN :
Why do we need property agents in the first place?
2025-10-01 08:21:57
26
YY :
just let deflation reset everything just like China, Japan and even Hongkong whereby their prices drop as much as 40%. That day will come for singapore.
2025-10-01 09:20:14
12
user1678461558016 :
HDB is a home, a necessity, not an investment instrument. We don’t need price stagnation. We need it to be regulated to keep up with inflation.
2025-10-01 08:37:42
11
davidongsogomo :
you can stay in your HDB all your life but you can only sell back to the Government at a fixed price.
2025-10-01 02:18:47
8
azmanhussain76 :
Property agent sure got vested interest in infinite property price increases. Why interview him? I can feel the pain the IPS man is expressing for the future of our children
2025-10-01 23:47:27
7
dibidity :
leave it to the real estate agent to say “it’s too unrealistic for me not to profit from the housing market”
2025-10-02 06:08:21
7
Talker :
It's not just inflation. It's a lack of supply exercabated by the huge increase in population. That's on the HDB.
Prior to the Asian financial crisis, there was ample supply and prices rose only based on inflation.
Today SS and DD imbalance has caused it. Agree with Christopher Gee
2025-10-01 11:12:31
5
trinidadrobusto :
Cut away the speculative possibilities and see if prices can still go up at such velocity 😁
2025-10-01 07:10:52
4
Uncle Ken :
LKY said property prices rise is a good thing. Those who are not happy is because they haven't buy and keep complaining.
2025-10-01 08:25:17
3
DS :
Given that HDB flats have a 99-year lease, their values cannot keep appreciating forever. A higher purchase price simply leads to larger depreciation over time
2025-10-01 06:36:09
3
Dave's :
yup.. cos HDB prices are out of control just like cars
2025-10-01 07:01:11
2
tech123452 :
Exactly high prices mean many suckers have to pay it! High prices cos pap govt thinks they own all the land in Sg. Pap will make sure high prices cos they control the supply n demand!
2025-10-02 09:30:02
2
🐸 Tommy :
drop the property agents from your interviews. we want thoughtful policy makers on
2025-10-03 01:45:55
2
thatboy12 :
iait because of mr mbt. we are facing this crisis.
2025-10-01 17:25:16
2
davidongsogomo :
HDB prices can be controlled.
2025-10-01 02:17:13
2
unkle :
public housing. regulated. nobody said it has to be stagnant.
2025-10-01 11:05:16
2
Zogel :
Should have never let it run that far ahead.
2025-10-01 12:54:47
2
To see more videos from user @ips_sg, please go to the Tikwm
homepage.