@andre_pennington: Parents: Don’t leave your kids with a financial mess. Here are 3 moves every parent must make before they die if they want to pass down wealth the RIGHT way: 1️⃣ Remove kids as direct beneficiaries to your assets (big mistake most people make). 2️⃣ Buy life insurance equal to your debt — assign it to your TRUST, not your kids. 3️⃣ Set up a revocable living trust and put everything (including the insurance) inside it. ✅ This keeps everything probate-free ✅ Your kids receive it 100% tax-free ✅ You set them up for generational wealth Don’t wait until it’s too late — secure your family’s future TODAY. Also go follow my brother @cofield_advisor for more gems 💎 #GenerationalWealth #FinancialFreedom #EstatePlanning #Trusts #LifeInsurance