@matt.the.money.guy: Getting started can be TOUGH, especially when it feels like you're not making progress. The great news is that the start is by far the hardest part! Take an example of investing $500 a month with the goal of getting to $1 million dollars invested. The first $200k will take you 15 years. After those 15 years, you probably feel like you'll never hit $1m since you're only 20% of the way there. The best part is that you're actually about HALF WAY there! Once you get $200k invested, you're not just contributing $500 per month to your investments anymore. You're contributing $500 per month AND your investments are growing. If that $200k goes up 10% in the year, that adds $20k to your investments when you only contributed $6k of your own cash that year. At this point, your investments are working more for you than you are working for your investments. It might be discouraging seeing slow growth at first, but if you stick with it, eventually your investment growth will exceed your contributions. Before you know it, you're a millionaire and it will seem like just yesterday you were upset about *only* having $200k! P.S. this is just an illustrative example, your growth won't be this smooth! - Matt #MatttheMoneyGuy

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Thursday 16 October 2025 22:12:38 GMT