@elementpropertyhub: 📜 How Student Loans Really Work (Without the Headache) Student loans can sound scary—interest, repayments, debt—but they’re easier to understand than you think. Here’s the truth: You borrow money for university, then repay only when you’re earning enough. It’s not like credit card debt. You don’t start paying right away, and the amount you pay depends on your income, not your total balance. In this video, you’ll learn: ✅ How tuition and living cost loans actually work ✅ When repayments start (and how much you’ll really pay) ✅ Why student loans don’t affect your credit score like normal debt ✅ What happens if your income drops—or you never repay the full amount Remember: a student loan isn’t free money, but it’s not your enemy either. It’s a tool designed to make higher education possible—without ruining your finances. 🔗 Explore more resources and upcoming lessons 📲 Follow us on TikTok & Instagram for weekly money tips: @ElementPropertyHub 📧 Got questions? Contact us: [email protected] #elementpropertyhub #studentloans #universitylife #debtbasics #moneyconfidence #financialliteracy #youngmoneymatters #learnontiktok ⚠️ Disclaimer: This video is for educational purposes only and should not be considered financial advice. Always do your own research or speak with a financial advisor before making financial decisions.