@chelsea.winstead: 📉 The Fed just cut rates again — and here’s the tea…. Yes, the Fed lowered its benchmark rate by 0.25%, which sounds like “mortgage rates are dropping!” but it’s not a one-to-one relationship. Mortgage rates don’t move because of the Fed directly — they move because of what investors expect the Fed (and inflation) to do next. That said… we are seeing 30-year rates sliding down into the low-6% range for the first time in over a year. 👀 And that tiny drop is already waking people up. Because here’s what’s coming next — ➡️ The media is about to blast headlines saying “Rates are falling” and “Buyers are back.” ➡️ Which means every pre-approved buyer who’s been on the fence is about to come crawling out of the woodwork. ➡️ Which means competition is going to heat up. So if you’ve been thinking about buying in the next 6 months… Let’s get your numbers run now — so you’re ready to strike while everyone else is still “thinking about it.” 💬 Link on my profile & pick your option: 👉 Option 1: Get started as a homebuyer 👉 Option 2: Run refinance numbers 👉 Option 4: Subscribe for my weekly market updates This next round of buyers is coming in hot… let’s make sure you’re ahead of the wave 🌊 #homebuyer #homebuyer #interestrates #realestate #realtoroftiktok

Chelsea Winstead
Chelsea Winstead
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Region: US
Thursday 30 October 2025 02:49:40 GMT
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agibson1482
agibson1482 :
I've been at 7% since 2023. really wanting to get under 6%. will rates lower to 5.5 or 5.75 soon?
2025-11-04 11:42:25
1
y.sandate
Yoli Sandate🧿🪬 :
Is a 7.8 good for first time buyers?
2025-10-31 03:14:31
0
beaunuts123
beaunuts123 :
Time to refinance.
2025-11-03 19:07:46
0
honeybadgerslpbg
HoneyBadgers :
so what of credit cards?
2025-10-31 01:11:05
0
ivett_c10
Ivett :
Will we ever see 4%rates 😒 im ok with a 4% curently st a 6.99
2025-10-30 02:54:52
8
chloe.paulino123
Chlomoney :
I want to buy in winter so if I started the first or second week of January if all of our finances are in order, would this be a good time? Or do so in December ?
2025-10-30 15:54:45
0
autumnluver23
autumnluver23 :
Is a 6.125% rate good ? Or should I wait
2025-10-30 19:59:08
2
morecheeseplease0
star wars simp :
Getting 5.6 with VA
2025-10-30 17:01:34
0
stephespi
Steph :
In our area we have builders buying down rates. First year we got 2.49%, then next year it goes to 3.49%, then maxes out at 4.49%. I just get nervous when people talk about a housing market crash because the house was not cheap 😅
2025-10-30 12:20:09
7
alysonmrogers
Alyson Rogers :
I am closing 12/29 in oklahoma. Waiting to lock in our rate. Do you have advice on when to lock/ things to look for
2025-10-30 17:43:51
1
karelyyyyyyy_
karelyyyyyyy_ :
I have a 7.5. Im hoping they can drop to at least a 5
2025-10-30 13:42:40
0
balingit
BALINGIT :
building and set to close sometime between Feb-Apr 🤞🏼
2025-10-30 03:17:01
3
teyannijackson
Tey :
Locked Monday 5.5 VA
2025-10-30 17:52:37
10
brianna.nashea
BriannaNashea :
I’m so so thankful we married the rate and our forever home at 2.3% as first time homebuyers. Never leaving 🥲😮‍💨
2025-10-31 03:06:56
5
seeking_knowledge12
Seeking_Knowledge :
Why did mortgage rates go up after the fed announcement?
2025-10-30 19:29:10
2
zen2thejenn
Jenn Jenn Jenn :
Will excess unemployment and lack of data cause the rates to stall ?
2025-10-30 21:55:55
3
doublenickel3
Double nickel :
I locked a 5.625 on a 20 year think I did ok
2025-10-31 01:44:52
1
roxaneismyrealtor
❌RoxaneIsMyRealtor❌ :
Great insight and knowledge sharing.
2025-11-02 23:34:58
0
aubreecollettelee
aubreecollettelee :
What is current FHA at? And when USDA opens back up what do you think it will be at?
2025-10-30 14:04:21
5
kyraknight
KYRA K•KK’S GOODIES :
We are fixin to go in with our build with one float down rate once our house is completed hoping everything just won’t rise in the next 4-6 months 😩
2025-10-31 00:12:43
0
cynrose76
Cindy :
My 30 year fixed is at 7.1% we have over 200K equity should I refinance now or maybe wait to see if rates drop a little bit more?
2025-11-02 17:28:36
0
alwaysdede.23
Dede :
😩😩😩
2025-11-01 03:13:45
0
n.ncyz
n.ncyz :
🥰🥰🥰
2025-10-31 22:51:31
0
realjesseroland
realjesseroland :
👏👏👏
2025-10-30 15:35:16
0
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