Not Ur Daddys
Region: US
Friday 31 October 2025 22:04:20 GMT
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shtshtsht29710 :
This should be an ABSOLUTELY last resort….. young millennials and gen z are on average GROSSLY underfunded for retirement….
2025-11-02 17:03:28
226
Erica :
But wouldn’t you lose out on potential growth since the money is no longer in the market?
2025-11-02 01:40:21
144
Don’t@Me :
So now we’re leveraging our 401ks on liabilities? Crazy work
2025-11-02 23:05:11
52
tstorn :
I am a CPA and I totally agree with this and I’m doing it myself!!! Pay yourself the interest!!
2025-11-02 03:00:11
54
lobstthw9h6 :
I think the headline really should be "home ownership so unattainable we now have to normalize taking from retirement accounts". Lol this housing market is a joke.
2025-11-02 21:39:45
46
HADES :
what are the downsides? can both Roth and traditional can be used?
2025-11-01 00:59:40
6
Gaonou :
Thank you for sharing!
2025-11-01 23:01:11
1
jamie :
I did this to help with my down payment on my first home 🤗
2025-11-02 19:17:45
3
YaYa :
I did this and sitting in my home now😏
2025-11-02 15:44:03
3
Liz_Dimond_CMA :
401k repayment does not get factored into the DTI.
2025-11-01 15:14:40
22
Will :
I did this on my 1st and 2nd multi families
2025-11-01 13:14:01
4
Nicole :
but what if you havent had a 401k so there's nothing there to borrow? none if my jobs had them until recently. but I need DPA
2025-11-01 22:08:54
1
Slayyyin_1111 :
What about 403b
2025-10-31 22:37:29
6
User7262199314 :
And you’d be paying that loan back pre-tax, right? So you’d pay it back easier than if you were making post-tax contributions to a savings account to build up a down payment
2025-11-01 23:59:25
2
... :
can I use it if im a co signer ?
2025-11-03 05:57:53
0
Lauren Yawman :
How much of the 401k are you allowed to use as a down payment?
2025-11-05 00:35:33
0
✨Marina✨ :
I did this. It’s monies from an investment to another investment.
2025-11-03 15:40:42
2
MargueriteTierney :
But why? Why drain your retirement savings to buy a house? You can save for both and rent
2025-11-04 00:47:59
0
Courtney :
I did this! Otherwise I couldn't afford to buy a house.
2025-11-03 04:33:27
1
Melanee :
Thanks for the reply!
2025-11-01 05:25:59
1
Gruff :
Yikes
2025-11-03 14:53:04
0
gccyuxch4798gj :
401k loan is not factored into DTI because you’re paying yourself and could theoretically not pay it back
2025-11-02 04:38:29
1
Marina :
Can you do a video on options for mortgage loans for people with ITIN?
2025-11-01 20:59:37
0
Jesse Jernigan :
If the options are either to continue renting, or take a loan against a 401k for a down payment, the choice is easy. The truth is that this is a good idea for some people. There’s even other situations where this makes sense. Some people just won’t get it because they’ve been told their whole lives never to touch their 401k.
2025-11-03 21:11:05
0
Abby :
😁😁😁
2025-11-01 04:30:14
0
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