@mrandmrssmithofficial: If you’ve ever looked at your credit report and saw a collection account… and felt that gut-drop feeling — this one’s for you. 1. You’ve paid your bills, worked hard to rebuild, but that one collection still haunts your report. It feels unfair — especially when it’s been sold, resold, and you’re not even sure who you owe anymore. 2. Here’s the truth: you’re not doing it wrong. Most people just attack it the wrong way — they argue “I don’t owe it” instead of forcing the collector to prove it’s even valid. You just need a few smart tweaks and the law will do the heavy lifting. 3. Imagine checking your credit report next month and that same collection is gone. Your score jumps, approvals open up, and you realize… it was never about luck — it was about leverage. 4. I have a step-by-step guide that walks you through how to legally delete collections using the FDCPA Debt Validation Request method — the same one I use for clients. 🕒 Don’t wait until next month to “get around to it.” Every day that collection sits there is costing you money and opportunity. 👉🏾 Access it here for $1 before it’s taken down: www.CreditBusinessUniversity.com

Mr&Mrs Smith| Credit & Tax Edu

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Wednesday 05 November 2025 19:53:51 GMT