@evanmuhamad13: 💛👍🏻#foryou #hawler_slemani_dhok_karkuk_hallabja

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Tuesday 11 November 2025 12:38:15 GMT

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Muhamad💍Evan :

پارتی بوون شانازیە سەرۆکمان بارزانیە

2025-11-11 19:08:32

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#cartomanziaprofessionista #cartomanteprofessionista #foryoupage #1000kviews1000klikes #ritorno #Verasibilla #letturadeitarocchi #suisse🇨🇭#allmand🇩🇪 #italia #viralvideos

#cartomanziaprofessionista #cartomanteprofessionista #foryoupage #1000kviews1000klikes #ritorno #Verasibilla #letturadeitarocchi #suisse🇨🇭#allmand🇩🇪 #italia #viralvideos

🚨 First-Time Buyers… These Hidden Costs Will Sneak Up On You 😳 Buying a house isn’t just about the down payment. If you’re not ready for these extra costs, you could blow your budget before you even move in: 💰 Down Payment – Usually 3–20% of the purchase price. Even with low down payment programs, this is still your biggest upfront cost. 📜 Earnest Money & Appraisal – Earnest money shows the seller you’re serious (1–3% of the home price). Appraisals (often $500–$700) confirm the home’s value for your lender. 🔍 Inspections – Home, pest, septic, radon… the list goes on. These can add up to $1K+ but can save you from buying a money pit. 🏦 Closing Costs – Lender fees, title company fees, taxes, insurance, recording fees. Expect 2–5% of the purchase price. 🔨 Repairs – Even “move-in ready” homes have surprises. Budget at least a few thousand for fixes and updates. 📑 Title Fees – Title search, title insurance, and legal work to make sure your new home is actually yours—free and clear. 🤝 Agent’s Fee (Sometimes) – Usually paid by the seller, but in some cases, you may be responsible for part of it. Don’t get caught off guard. If you’re buying this year, the worst mistake you can make is thinking your down payment is the only thing you need to save for. 📲 DM “HOME” and I’ll send you my full FREE home buyer guide! #VermontRealEstate #HomeBuyingTips #FirstTimeHomeBuyer #VermontHomes #HouseHuntingVT #RealEstateTips #BuyAHomeVT #HouseHuntingTips

🚨 First-Time Buyers… These Hidden Costs Will Sneak Up On You 😳 Buying a house isn’t just about the down payment. If you’re not ready for these extra costs, you could blow your budget before you even move in: 💰 Down Payment – Usually 3–20% of the purchase price. Even with low down payment programs, this is still your biggest upfront cost. 📜 Earnest Money & Appraisal – Earnest money shows the seller you’re serious (1–3% of the home price). Appraisals (often $500–$700) confirm the home’s value for your lender. 🔍 Inspections – Home, pest, septic, radon… the list goes on. These can add up to $1K+ but can save you from buying a money pit. 🏦 Closing Costs – Lender fees, title company fees, taxes, insurance, recording fees. Expect 2–5% of the purchase price. 🔨 Repairs – Even “move-in ready” homes have surprises. Budget at least a few thousand for fixes and updates. 📑 Title Fees – Title search, title insurance, and legal work to make sure your new home is actually yours—free and clear. 🤝 Agent’s Fee (Sometimes) – Usually paid by the seller, but in some cases, you may be responsible for part of it. Don’t get caught off guard. If you’re buying this year, the worst mistake you can make is thinking your down payment is the only thing you need to save for. 📲 DM “HOME” and I’ll send you my full FREE home buyer guide! #VermontRealEstate #HomeBuyingTips #FirstTimeHomeBuyer #VermontHomes #HouseHuntingVT #RealEstateTips #BuyAHomeVT #HouseHuntingTips

#fahrur_prst gak kerasa udh mau tahun baru aja nih😇#presetalightmotion #presetdibawah5mb #presetxml #fyp

#fahrur_prst gak kerasa udh mau tahun baru aja nih😇#presetalightmotion #presetdibawah5mb #presetxml #fyp

11:52 |ma jira qof maskaxda aan ka bixniba ♥️🎧 #foruyou #viralllllll #slowedsongs #viewsproblem #slowedsongs

11:52 |ma jira qof maskaxda aan ka bixniba ♥️🎧 #foruyou #viralllllll #slowedsongs #viewsproblem #slowedsongs

This isn’t your average flannel.. it’s basically a jacket disguised as a shirt. The men’s corduroy plaid sherpa-lined flannel jacket gives you rugged style with serious warmth. Perfect for fall, winter, or cool nights, it combines classic plaid with cozy sherpa lining that keeps the cold out. Whether you’re outdoors, at a bonfire, or just want a casual layered look, this flannel jacket has you covered. Durable, stylish, and versatile.. this is the men’s outerwear upgrade you’ve been looking for. #mensfashion #flannelseason #winterstyle #mensstyle #flannel

This isn’t your average flannel.. it’s basically a jacket disguised as a shirt. The men’s corduroy plaid sherpa-lined flannel jacket gives you rugged style with serious warmth. Perfect for fall, winter, or cool nights, it combines classic plaid with cozy sherpa lining that keeps the cold out. Whether you’re outdoors, at a bonfire, or just want a casual layered look, this flannel jacket has you covered. Durable, stylish, and versatile.. this is the men’s outerwear upgrade you’ve been looking for. #mensfashion #flannelseason #winterstyle #mensstyle #flannel

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