AdviceWithErin✨
Region: US
Sunday 16 November 2025 17:58:06 GMT
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annaweaver120 :
where next?
2025-11-17 01:38:21
10
Mary Vodopest :
My job automatically enrolls us in STD and pays for it. Nice perk that I fully realized when I took my maternity leave!
2025-11-16 18:18:02
134
Karson | first time mom 💙 :
And hospital indemnity!! I got a check for $1200
2025-11-17 00:39:30
70
tay_arch :
what if you plan to get preg in 2026 but not deliver until 2027??
2025-11-17 00:10:54
11
Firestar503 :
std/ltd disability coupled with FMLA = paid maternity leave
2025-11-17 00:34:48
6
myamigonube :
I am a beneficiary under my spouse. Can he apply for short term disability for me?
2025-11-17 04:25:04
2
user1076244314525 :
Does it pay your normal pay amount ?
2025-11-16 19:34:34
0
sylvestre151x :
Does this count for dads too?
2025-11-16 21:09:39
0
Chelsea | WFH Mama 💗 :
My STD only paid for 4 weeks of my maternity leave. I had to use 2 weeks of my PTO to get a full 6 weeks of pay 🙃
2025-11-17 20:23:26
0
higoodbyeeee :
Can I cancel my short term disability coverage part way through the year if I change my mind about trying for another baby?
2025-11-17 20:48:33
0
Sierra Anderson :
If I opt in during enrollment in November for short term disability, then find out I’m pregnant later in December , would this mean I’m covered, or would it be based on when it kicks in 1/1/26?
2025-11-30 06:53:20
0
Kels ☀️ :
So if I was already signed up this year and just found out am pregnant will that be okay for next year if I’m already signed up?
2025-11-24 12:51:00
0
Brittany Hanbury :
Also, hospital indemnity plans will often pay you for being admitted to the hospital (like during childbirth) so that’s another great benefit.
2025-11-16 21:18:30
49
thekikaShow✨ :
This is such great advice, thank you for sharing!!🙏❤️
2025-11-29 06:44:24
0
Liss💋 :
What about LTD?
2025-11-20 20:17:34
0
Amessssss :
MN too starting in 2026
2025-11-19 13:28:50
0
_mer_mer_mermaid :
I am not even planning on pregnancy but I keep opting in to that just to be safe.
2025-11-18 22:55:34
0
dorshatademy :
Oh yeah!
2025-11-17 15:55:53
0
Happiest Traveler Lucy :
my insurance agent said long term disability gets me more time off??? true?
2025-11-19 00:51:40
0
Alex Juliano :
And if employer offers, hospital indemnity! Got a check for $1300
2025-11-19 02:45:31
0
Dee :
What if I’m self employed 🙈😩
2025-11-19 03:59:15
0
Tessa; Asset :
For my salary, I will lose 14k if I take 8 weeks of maternity leave on STD unless I use all of my vacation, which will then leave me with none for the year. 🙂 have kids they say.
2025-11-18 11:05:48
0
TayKwong :
FYI some employers will still treat pre-birth, pregnancy-related “disability” as part of your parental leave and not let you use your separate ST disability. So they start the clock on your X number of weeks (if you get that) before the birth.
2025-11-19 01:01:06
0
Chris D. :
Does this work for men as well? Or solely the mother?
2025-11-18 21:41:38
0
justxcookies :
quick note that in my case I have to be enrolled for 12 straight months BEFORE I can claim for it, so enrolling now for a 2027 pregnancy is smart
2025-11-18 16:58:25
0
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