@moranmikey: How Much You Actually Need to Retire Most people try to figure out retirement by guessing how much they should save. That’s backwards. A smarter way is to start with how much you want to spend each month and work backwards using the 4% Rule. If you want $5,000 per month in retirement, that’s $60,000 per year. Divide it by 0.04 and you get $1.5 million invested. That’s your target number. The 4% Rule is a popular guideline used by financial planners because it helps estimate how much you can safely withdraw each year without running out of money. Here are examples: • $3,000/month → $900,000 invested • $5,000/month → $1,500,000 invested • $10,000/month → $3,000,000 invested This method works no matter your age. Figure out the lifestyle you want, then reverse-engineer your retirement number. Want me to calculate your exact amount? Comment your monthly goal and I’ll do the math for you. Not financial advice. Always research your own situation. #RetirementPlanning #Investing101 #FinancialFreedom #PersonalFinance #MoneyMath These videos are for educational and inspirational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. There is no guarantee of gains or losses on investments. Please do your own due diligence. I am not a financial advisor, and this is not a financial advice channel. All information is provided strictly for educational purposes. It does not take into account anybody's specific circumstances or situation. If you are making investment or other financial management decisions and require advice, please consult a suitably qualified licensed professional.

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2025-11-30 03:43:52

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