@neilinvests: Replying to @V this is from research done by Charles Schwab to look at what the data showed would be the best approach to investing. This is not investment advice. When investing, your capital is at risk. Forecasts are not indicative of future performance. Terms and fees may apply.

Neil Invests
Neil Invests
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Region: GB
Tuesday 09 December 2025 14:34:10 GMT
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harris_0671
Ⓗ 🤠 :
hey
2025-12-09 15:06:47
4
jrd2127
James :
It obviously depends on the stage of the cycle that you’re lumping in the entire amount though
2025-12-09 22:28:41
6
user1777777461
user1777777461 :
Wow the lumping in one shocked me, I’m more of a monthly kinda guy tho 😂
2025-12-09 19:09:48
7
ahoff2010
V :
Thank you. I'm still pretty new to investing and feel like I keep missing the key time
2025-12-09 16:25:44
4
quentinrummage
Quentin Rummage :
It’s about time in the market, not timing the market (which is not possible);
2025-12-09 19:24:59
3
brahmbo59
Brahmbo :
It’s impossible to perfectly time the market over a 20 year period.
2025-12-10 01:47:19
1
simply_life_hacks
simply_life_hacks :
This is so true. When I first started with mutual funds, at school they always talked about the importance of DCA and how it was superior to lumping in so that's what I did. It was the worst decision ever. After 8 years of investing 125 per month, I ended up either barely making $ or losing 📉. Funny thing is no one believes me when I tell them, they are all for DCA.
2025-12-09 23:10:59
2
j0shua216
joshua :
I prefer to daily invest 😁
2025-12-10 07:28:50
1
walter.on.tour
Walter on Tour :
Interesting pal. 👋👌
2025-12-10 01:31:54
1
cryptofooddude
Cryptofooddude :
I never try and time the market… DCA all the way
2025-12-09 17:45:47
5
ron_pravioli
Ron Pravioli :
20 years just isn’t long enough.
2025-12-10 05:42:14
1
notquiteclassical
Sherif Karama 🇨🇦 :
The lumping in presumably happens what, first trading day of every given year? Important to keep in mind that this would be significantly different if the 2k is received day in spring, or fall, or mid year, etc
2025-12-10 14:04:24
0
gregliddi
Greg L :
I smell bs. If u $ cost avg over 1 yr vs lump sum immediately there is likely to be a nominal difference on just $2k initial investment after 20 yrs.
2025-12-10 03:14:31
1
p.maxmaxdata
user58364248190 :
lmao... I don't even stress my self a lot, my inside group is enough. just requires patience and consistency.
2025-12-09 18:31:17
2
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